1340 Commons Cir, Saint Charles, MO 63304 Property Records

St. Charles County property record for 1340 Commons Cir, Saint Charles, MO 63304

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,010 sqft · built 2013
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$355,670 (Apr 2024)
Tax Bill$3,982 (2025)
Deeds & MortgagesApr 2024 Mortgage
Flood ZoneZone AE (high risk)
APNT072500119

Property Details

APN / Parcel Number

Primary APNT072500119
Alternative APN
  • 3-0018-A108-00-1340.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,010 sqft Living Area
Gross Area2,808 sqft
1st Floor Area1,040 sqft
Basement Area684 sqft
Finished Basement286 sqft
Unfinished Basement398 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area4,792 sqft (0.11 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT072500119
Street Address1340 COMMONS CIR
CitySAINT CHARLES
StateMO
Zip63304-6825
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOLONIAL GREEN LOT 1340
Legal SubdivisionCOLONIAL GREEN
Legal Lot Number1340
JurisdictionST CHARLES MO
Township / Civil DivisionDARDENNE
Census Block Group1
Census Block1023
Census Tract311740

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3720 MEALER LN, WASHINGTON, MO 63090-1233
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 18, 2024 · Amount on Record
Deed SaleApr 18, 2024 · Amount on Record
Prior SaleNov 4, 2013 · Amount on Record
Deed Document Number202414711
Record UpdatedOct 29, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateApr 18, 2024
Property Address1340 COMMONS CIR, SAINT CHARLES, MO 63304-6825
Document Number0000014711
Map ReferenceMB 43 PG 215
Instrument DateApr 16, 2024
Instrument2024R-014711
Transaction TypeTransfer
Record UpdatedMay 2, 2024
Title CompanyTITLE PARTNERS AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 CHEVINGTON CT, BALLWIN, MO 63011-2709

Transferred To (Grantee/Buyer)

NameVerified Name
Address3720 MEALER LN, WASHINGTON, MO 63090-1233

Mortgage

Document Number0000014712
DateApr 18, 2024
Instrument2024R-014712
Lender
NameNEIGHBORS CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2039

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityCottleville City
CountySt. Charles County
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$64,583 (-)$339,908 (-) Building $339,908
2025$3,982.00$64,583 (+11.42%)$339,908 (+11.42%)
2023$57,966
2022$305,082 Land $49,998 Building $255,084

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2019)
Most Recent ClaimMay 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Also Mapped HereMO AMERICAN ST LOUIS ST CHARLES COUNTIES
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Wisper ISP.

Nearby Properties on Commons Cir

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