1340 Circle Dr, Isle, MN 56342 Property Records

Mille Lacs County property record for 1340 Circle Dr, Isle, MN 56342

Property Summary

Property TypeSeasonal / Vacation Home
Details1,008 sqft · built 1945
Lot Size0.34 acres (14,810 sqft)
OwnerCompany Name on Record
Last Sale$3,000 (Nov 2022)
Tax Bill$4,396 (2026)
Deeds & MortgagesNov 2022 Sale
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN20-002-3200

Property Details

APN / Parcel Number

Primary APN20-002-3200

Interior

Building Area1,008 sqft Living Area

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Lot Area14,810 sqft (0.34 acres)
Garage Area720 sqft
Parking Spaces3 Parking Spaces
Deck Area434 sqft

Location & Zoning

Street Address1340 CIRCLE DR
CityISLE
StateMN
Zip56342-2624
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Legal DescriptionCITY OF ISLE PART OF GOV LOT 3 DESC COMM AT SE COR GL3, N 255.12 FT, NW'LY 536.77 FT, SW'LY 148.70
Legal Range25
Legal Township42
Legal Section02
Legal Lot Number3
JurisdictionMILLE LACS MN
Township / Civil DivisionISLE
Census Block Group1
Census Block1011
Census Tract970100

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2022Warranty Deed, Transfer
Jul 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOAN DEPOT INC
Sep 6, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 4, 2022 · Amount on Record
Deed SaleNov 4, 2022 · Amount on Record
Prior SaleSep 6, 2019 · Amount on Record
Deed Document Number2022433811
Prior Transfer DateFeb 11, 2010
Prior Transfer DocA361564
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateNov 4, 2022
Property Address1340 CIRCLE DR, ISLE, MN 56342-2624
Document Number000A433811
Instrument DateOct 25, 2022
InstrumentA433811
Transaction TypeTransfer
Record UpdatedNov 23, 2022

Transaction

AmountAmount Recorded
Tax$1.65
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1340 CIRCLE DR, 1340, ISLE, MN 56342-2624

Transferred To (Grantee/Buyer)

NameVerified Name
Address1340 CIRCLE DR, ISLE, MN 56342-2624
InvestorPossibly a Property Investor

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address1340 CIRCLE DR, ISLE, MN 56342-2624
Transaction TypeMortgage
Record UpdatedAug 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberA425608
DateJul 13, 2021
InstrumentA425608
Lender
NameLOAN DEPOT INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJul 1, 2031
Interest
Rate TypeFixed Rate

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateSep 6, 2019
Property Address1340 CIRCLE DR, ISLE, MN 56342-2624
Document NumberA413079
Instrument DateAug 30, 2019
InstrumentA413079
Transaction TypeTransfer
Record UpdatedAug 23, 2021
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$775.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1340 CIRCLE DR, ISLE, MN 56342-2624

Mortgage

Document NumberA413080
DateSep 6, 2019
InstrumentA413080
Lender
NameWELLS FARGO BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
MunicipalityIsle City
Unified School DistrictIsle Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,396.00 (+8.97%)$303,400 (+0.8%) Land $171,500 Building $131,900$303,400 (+0.8%) Land $171,500 Building $131,900
2025$4,034.00 (+11.07%)$301,000 (+12.78%) Land $171,500 Building $129,500$301,000 (+12.78%) Land $171,500 Building $129,500
2023$3,632.00$266,900 Land $157,200 Building $109,700$266,900 Land $157,200 Building $109,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2011–2019)
Claims Outside the SFHA2 of 2
Most Recent ClaimJul 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIsle
serves 820 people · EPA ID MN1480001
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Midco
Cable
250 / 20

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