1340 Camino Zara, Fallbrook, CA 92028 Property Records

San Diego County property record for 1340 Camino Zara, Fallbrook, CA 92028

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,600 sqft · built 2017
Lot Size	3.86 acres (168,142 sqft)
Owner	2 Individual Names on File
Last Sale	$149,000 (Feb 2016)
Tax Bill	$3,989 (2025)
Deeds & Mortgages	Dec 2017 Loan Modification Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`107-320-54-00`

Property Details

APN / Parcel Number

Primary APN	`107-320-54-00`
Alternative APN	`1073205000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Lot Area	168,142 sqft

Location & Zoning

Old Parcel Number	1073205000
Street Address	1340 CAMINO ZARA
City	FALLBROOK
State	CA
Zip	92028-3828
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	A70
Legal Description	PAR 3 PAR A OF DOC03-1121928 IN PARS 2& TR PM18635
Legal Tract	1018635
Legal Block	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	FALLBROOK
Census Block Group	4
Census Block	4010
Census Tract	19001

Owner

1340 Camino Zara, a mobile home, is owned and occupied by two individuals who acquired it in June 2017.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1340 CAMINO ZARA, FALLBROOK, CA 92028-3828
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 26, 2017	Loan Modification, Mortgage · Conventional Mortgage LAND HM FIN'L
Jun 8, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage LAND-HOME FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2016 · Amount on File
Deed Sale	Feb 25, 2016 · Amount on File
Prior Sale	Jun 16, 2009
Deed Document Number	201681201
Last Transfer Date	Jun 1, 2017
Transfer Doc	0000257571
Record Updated	Oct 29, 2026

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN DIEGO CA
Property Address	1340 CAMINO ZARA, FALLBROOK, CA 92028-3828
Document Number	0000051419
Instrument Date	Dec 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1340 CAMINO ZARA FALLBROOK CA 92028, FALLBROOK, CA 92028

Mortgage

Document Number	0000051419
Date	Feb 8, 2018
Instrument	51419

Lender

Name	LAND HM FIN'L
Type	Funding / Finance Company
Address	CONCORD, CA 94520

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 7, 2048

Interest

Rate Type	Fixed Rate
Rate	4.5%

June 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 8, 2017
Property Address	1340 CAMINO ZARA, FALLBROOK, CA 92028-3828
Document Number	0000257571
Map Reference	PM18635
Instrument Date	Jun 1, 2017
Instrument	2017-0257571
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	LAWYERS TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	937 BUENA ROSA CT, FALLBROOK, CA 92028-4513

Mortgage

Document Number	0000257572
Date	Jun 8, 2017
Instrument	2017-0257572

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	366 Months
Due	Dec 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1340 Camino Zara was $3,989.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Fallbrook Union Elementary School District (KG - 08)
Secondary School District	Fallbrook Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$371,404 (+2%) Land $220,530 Building $150,874
2025	$3,989.00	$364,122 Land $216,206 Building $147,916
2023	$3,826.00 (-0.03%)	$349,984 Land $207,811 Building $142,173
2022	$3,827.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1340 Camino Zara in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1340 Camino Zara is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 49% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAINBOW MUNICIPAL WD serves 23,536 people · EPA ID CA3710016
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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