Pinellas County property record for 1340 Bluffs Cir, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,670 sqft · built 1997 |
| Lot Size | 0.164 acres (7,153 sqft) |
| Owner | Individual Name on File |
| Last Sale | $337,000 (Nov 2019) |
| Tax Bill | $5,251 (2025) |
| Deeds & Mortgages | Nov 2017 Line of Credit Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-743-5033-1 |
| Primary APN | C62-000-743-5033-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,670 sqft Living Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 1,670 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,153 sqft (0.164 acres) |
| Lot Dimensions | 105 ft deep x 68 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 193 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R384687 |
|---|---|
| Street Address | 1340 BLUFFS CIR |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-8270 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SCOTSDALE BLUFFS PHASE I LOT 3 |
| Legal Range | 15E |
| Legal Township | 28S |
| Legal Section | 35 |
| Legal Subdivision | SCOTSDALE BLUFFS PHASE I |
| Legal Phase | 1 |
| Legal Tract | 79255 |
| Legal Lot Number | 3 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 26915 |
1340 Bluffs Cir is owned and occupied by an individual who bought it in November 2019.
Source: Pinellas County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1340 BLUFFS CIR, DUNEDIN, FL 34698-8270 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 8, 2017 | Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU |
| Nov 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2019 · Amount on File |
| Deed Sale | Nov 25, 2019 · Amount on File |
| Prior Sale | Aug 27, 2015 · Amount on File |
| Deed Document Number | 2019378428 |
| Deed Book / Page | 20783 / 2661 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 1340 BLUFFS CIR, DUNEDIN, FL 34698-8270 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0198342443 |
|---|---|
| Date | Nov 8, 2017 |
| Book Page | 19834/2443 |
| Instrument | 2017342137 |
| Name | USALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Address | WOBURN, MA 01801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 25, 2019 |
| Property Address | 1340 BLUFFS CIR, DUNEDIN, FL 34698-8270 |
| Document Number | 0207832661 |
| Book / Page | 020783 / 002661 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 378428 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,359.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1340 BLUFFS CIR DUNEDIN FL 346988270, DUNEDIN, FL 34698-8270 |
| Document Number | 207832663 |
|---|---|
| Date | Nov 25, 2019 |
| Book Page | 020783/002663 |
| Instrument | 378429 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 24, 2049 |
The 2025 property tax bill for 1340 Bluffs Cir was $5,251 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,251.00 Homeowner's exemption | $339,876 | $555,204 Land $183,858 Building $371,346 |
| 2023 | $4,892.00 (+2.79%) Homeowner's exemption | $320,677 (+3%) | $469,130 (+11.38%) Land $186,104 Building $283,026 |
| 2022 | $4,759.00 Homeowner's exemption | $311,337 | $421,186 Land $200,926 Building $220,260 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1340 Bluffs Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 37 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1340 Bluffs Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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