134 W 5th St, Flora, IL 62839 Property Records

Clay County property record for 134 W 5th St, Flora, IL 62839

Property Summary

Property Type	Multi-Family Dwellings
Details	2 ba · 1,435 sqft · built 1931
Lot Size	0.153 acres (6,698 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,443 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-25-120-023`

Property Details

APN / Parcel Number

Primary APN	`10-25-120-023`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,435 sqft Living Area
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Architectural Style	Multi-Family
Exterior Material	Other
Construction Type	Frame
Foundation Type	Raised
Roof Material	Shingle
Lot Area	6,698 sqft (0.153 acres)

Exterior Amenities

Porch	Slab
Porch Area	128 sqft
Deck Area	529 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	134 W 5TH ST
City	FLORA
State	IL
Zip	62839-1506
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Legal Description	M L ARMSTRONG'S SUB DIV LOT 29
Legal Subdivision	M L ARMSTRONGS SUB DIV
Legal Lot Number	29
Jurisdiction	CLAY IL
Township / Civil Division	HARTER
Census Block Group	3
Census Block	3047
Census Tract	972100

Owner

134 W 5th St, a residential property, is owned and occupied by two individuals who acquired it in July 2019.

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	134 W 5TH ST, FLORA, IL 62839-1506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRFIELD NATIONAL BANK
Apr 9, 2020	Special Warranty Deed, Transfer · Conventional Mortgage FAIRFIELD NATIONAL BANK
Dec 16, 2019	Quit Claim Deed, Foreclosure PREMIER TITLE COMPANY, PREMIER TITLE
Jul 10, 2019	Sheriff's Deed, Foreclosure PREMIER TITLE COMPANY, PREMIER TITLE
May 2, 2017	Deed, Transfer · FHA Mortgage PACIFIC UNION FINANCIAL LLC
May 2, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2019
Deed Sale	Jul 10, 2019
Prior Sale	May 2, 2017 · Amount on File
Deed Document Number	20197014
Prior Transfer Date	Jul 9, 2019
Prior Transfer Doc	0000008031
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY IL
Property Address	134 W 5TH ST, FLORA, IL 62839-1506
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000198730
Date	Apr 9, 2020
Instrument	198730

Lender

Name	FAIRFIELD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CLAY IL
Recording Date	Apr 9, 2020
Property Address	134 W 5TH ST, FLORA, IL 62839-1506
Document Number	198729
Instrument Date	Apr 9, 2020
Instrument	198729
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 W 5TH ST, FLORA, IL 62839-1506

Mortgage

Document Number	198730
Date	Apr 9, 2020
Instrument	198730

Lender

Name	FAIRFIELD NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	CLAY IL
Recording Date	Dec 16, 2019
Property Address	134 W 5TH ST, FLORA, IL 62839-1506
Document Number	D198031
Instrument Date	Jul 9, 2019
Instrument	D198031
Transaction Type	Foreclosure
Record Updated	Sep 7, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST STE 1D, 1D, OKLAHOMA CITY, OK 73107-2420

July 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CLAY IL
Recording Date	Jul 10, 2019
Property Address	134 W 5TH ST, FLORA, IL 62839-1506
Document Number	D197014
Instrument Date	Jun 20, 2019
Instrument	D197014
Transaction Type	Foreclosure
Record Updated	Sep 7, 2021
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10500 KINCAID DR, FISHERS, IN 46037-9749
Investor	Possibly a Property Investor

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	May 2, 2017
Property Address	134 W 5TH ST, FLORA, IL 62839-1506
Document Number	D191591
Instrument Date	Apr 28, 2017
Instrument	D191591
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$178.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 W 5TH ST, FLORA, IL 62839-1506

Mortgage

Document Number	D191592
Date	May 2, 2017
Instrument	D191592

Lender

Name	PACIFIC UNION FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

Interest

Rate Type	Fixed Rate

May 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	CLAY IL
Recording Date	May 2, 2017
Property Address	134 W 5TH ST, FLORA, IL 62839-1506
Document Number	D191591
Instrument Date	Apr 28, 2017
Instrument	D191591
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount on Record
Tax	$178.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 W 5TH ST, FLORA, IL 62839-1506

Tax Assessment & Valuation

The 2025 property tax bill for 134 W 5th St was $3,443 with a homeowner's exemption, up 6.5% from the year before.

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Clay County
County Subdivision	Harter Township
Municipality	Flora City
Unified School District	Flora Community Unit School District 35 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,443.00 (+6.5%) Homeowner's exemption	$50,979 Land $3,960 Building $47,019	$152,937 Land $11,880 Building $141,057
2024	$3,233.00
2022	$3,107.00 (+9.67%) Homeowner's exemption	$38,632 Land $3,005 Building $35,627	$115,896 Land $9,015 Building $106,881
2021	$2,833.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 134 W 5th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 134 W 5th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLORA serves 5,233 people · EPA ID IL0250100
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Wabash Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave.

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