134 Valley Dr, Cornelia, GA 30531 Property Records

Habersham County property record for 134 Valley Dr, Cornelia, GA 30531

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,504 sqft · built 1973
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$136,300 (Apr 2007)
Tax Bill	$2,730 (2026)
Deeds & Mortgages	Oct 2022 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112A038`

Property Details

APN / Parcel Number

Primary APN	`112A038`
Alternative APNs	`656249` `407212`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,504 sqft Heated Area
Gross Area	2,604 sqft
1st Floor Area	1,456 sqft
Basement Area	648 sqft
Finished Basement	648 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	175 ft deep x 191 ft wide
Garage Type	Carport
Garage Area	360 sqft
Carport	Carport
Carport Area	360 sqft
Parking Spaces	1 Parking Space
Pool Area	512 sqft
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	407212
Street Address	134 VALLEY DR
City	CORNELIA
State	GA
Zip	30531-2283
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	10-140 PB 36-94 803-250
Legal Subdivision	RIDGEWOOD ESTATES
Jurisdiction	HABERSHAM GA
Township / Civil Division	CORNELIA
Census Block Group	1
Census Block	1066
Census Tract	501

Owner

Source: Habersham County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	134 VALLEY DR, CORNELIA, GA 30531-2283
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2022	Deed of Trust, Mortgage · Closed-End Mortgage REGIONS BANK
Apr 23, 2020	Deed of Trust, Mortgage · Commercial Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2007 · Amount on Record
Deed Sale	Apr 1, 2007 · Amount on Record
Deed Book / Page	803 / 250
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	134 VALLEY DR, CORNELIA, GA 30531-2283
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 VALLEY DR, CORNELIA, GA 30531-2283
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001320/0000000635
Date	Oct 7, 2022
Book Page	0000001320/0000000635

Lender

Name	REGIONS BANK

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HABERSHAM GA
Property Address	134 VALLEY DR, CORNELIA, GA 30531-2283
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 VALLEY DR, CORNELIA, GA 30531-2283

Mortgage

Document Number	0000001218/0000000467
Date	Apr 23, 2020
Book Page	0000001218/0000000467

Lender

Name	REGIONS BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Habersham County
Unified School District	Habersham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,730.00 (+24.09%)	$119,759 (+41.29%) Land $16,000 Building $103,759	$299,398 (+41.29%) Land $40,000 Building $259,398
2023	$2,200.00 (+15.49%)	$84,764 (+15.44%) Land $8,000 Building $76,764	$211,910 (+15.44%) Land $20,000 Building $191,910
2022	$1,905.00	$73,428 Land $8,000 Building $65,428	$183,570 Land $20,000 Building $163,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 45% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CORNELIA serves 6,130 people · EPA ID GA1370003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: TrailWave, Verizon.

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