134 Universal Trl, Palm Coast, FL 32164 Property Records

Flagler County property record for 134 Universal Trl, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,563 sqft · built 2017
Lot Size	0.363 acres (15,843 sqft)
Owner	Individual Name on File
Last Sale	$194,200 (Mar 2017)
Tax Bill	$2,802 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7057-00330-0060`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7057-00330-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,563 sqft Heated Area
Gross Area	2,136 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,843 sqft (0.363 acres)
Driveway	Driveway
Driveway Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	134 UNIVERSAL TRL
City	PALM COAST
State	FL
Zip	32164-5705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 57 BLK 33 LOT 6 OR 687 PG 1052 OR 1723/845 OR 2022/1347 OR 2122/1487 OR 2191/33
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	33
Legal Lot Number	6
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1010
Census Tract	60208

Owner

Source: Flagler County records · APN 07-11-31-7057-00330-0060

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	134 UNIVERSAL TRL, PALM COAST, FL 32164-5705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 06, 2017 · Amount on Record
Deed Sale	Mar 06, 2017 · Amount on Record
Prior Sale	Apr 18, 2016
Deed Document Number	2017008013
Deed Book / Page	2191 / 0033
Record Updated	Jun 08, 2026

March 2017: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 06, 2017
Property Address	134 UNIVERSAL TRL, PALM COAST, FL 32164-5705
Document Number	0021910033
Book / Page	2191 / 0033
Map Reference	MB17 PG12-28
Instrument Date	Feb 27, 2017
Instrument	2017008013
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 22, 2022
Title Company	AVIS TITLE INSURANCE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,359.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	185 CYPRESS POINT PKWY # PKWY7, 185, PALM COAST, FL 32164-8407

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	261 UNDERWOOD TRL, PALM COAST, FL 32164-5742

Mortgage

Document Number	2017008014
Date	Mar 06, 2017
Instrument	2017008014

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2047

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,802.00 (+5.42%) Homeowner's exemption	$197,363 (+5.99%)	$263,479 (-0.6%) Land $52,000 Building $211,479
2023	$2,658.00 (+5.64%) Homeowner's exemption	$186,214 (+6.43%)	$265,082 (+4.64%) Land $44,500 Building $220,582
2022	$2,516.00 Homeowner's exemption	$174,965	$253,321 Land $45,500 Building $207,821

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 5, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 35 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	6 (2009–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2023 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 2 claims

Wildfire

Wildfire Risk	Moderate above 56% of the US · lower than 72% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Based on FCC filings for 189 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.