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134 Tortuga Ln, Cudjoe Key (Summerland Key), FL 33042 Property Records

Monroe County property record for 134 Tortuga Ln, Cudjoe Key, FL 33042

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1988
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on Record
Last Sale$505,000 (Aug 2025)
Tax Bill$5,402 (2024)
Deeds & MortgagesAug 2025 Sale
Flood ZoneZone AE (high risk)
APN00179110-000000

Property Details

APN / Parcel Number

Primary APN00179110-000000
Alternative APNs
  • 28662800179110000000
  • 1231126

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,248 sqft Living Area
1st Floor Area1,056 sqft
AtticAttic
Attic Area264 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1995
Exterior MaterialWood
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,000 sqft (0.138 acres)
View / LotCanal
Garage TypeCovered
Garage Area264 sqft

Exterior Amenities

PorchFlorida Room
Porch Area344 sqft
Deck AreaDeck Area
Patio Area320 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1231126
Street Address134 TORTUGA LN
CityCUDJOE KEY
StateFL
Zip33042-4233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionBK 12 LT 4 CUTTHROAT HARBOR ESTATES CUDJOE KEY PB4-165 OR486-836/837 OR1032-2183 OR1064-1983 OR2690-761/62R/S
Legal Range28E
Legal Township66S
Legal Section28
Legal SubdivisionCUTTHROAT HARBOR ESTATES
Legal Block12
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1003
Census Tract971501

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address15670 OLD OLGA RD, ALVA, FL 33920-3405
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2025 · Amount on Record
Deed SaleAug 11, 2025 · Amount on Record
Prior SaleAug 1, 1988 · Amount on Record
Deed Document Number20252511291
Deed Book / Page3339 / 1693
Prior Transfer DateJun 9, 2014
Prior Transfer Doc0026900761
Record UpdatedJun 8, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 11, 2025
Property Address134 TORTUGA LN, CUDJOE KEY, FL 33042-4233
Document Number0033391693
Book / Page3339 / 1693
Map ReferenceMB 4 PG 165
Instrument DateJul 25, 2025
Instrument2511291
Transaction TypeTransfer
Record UpdatedDec 8, 2025
Title CompanyPRIVATE CLIENT TITLE & ESCROW LLC, PRIVATE CLIENT T&E LLC

Transaction

AmountAmount Recorded
Tax$3,535.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address134 TORTUGA LN, CUDJOE KEY, FL 33042-4233

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address15670 OLD OLGA RD, ALVA, FL 33920-3405

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$681,171 (-3.87%) Land $525,300 Building $155,871$681,171 (-3.87%) Land $525,300 Building $155,871
2024$5,402.00 (+3.59%)
2023$5,215.00 (+20.02%)$708,588 (+46.99%) Land $565,470 Building $143,118$708,588 (+46.99%) Land $565,470 Building $143,118
2022$4,345.00$482,074 Land $336,810 Building $145,264$482,074 Land $336,810 Building $145,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 501 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies501 in force
Nearby Flood Claims1,356 (1980–2023)
Claims Outside the SFHA2 of 1,356
Most Recent ClaimDec 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 365 claims
  • Hurricane Wilma, Oct 2005 · 278 claims
  • Hurricane Georges, Sep 1998 · 640 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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