134 Stearns Ter, Chicopee, MA 01013 Property Records

Hampden County and Chicopee City property record for 134 Stearns Ter, Chicopee, MA 01013

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,860 sqft · built 1930
Lot Size	0.17 acres (7,400 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Jul 2022)
Tax Bill	$4,592 (2026)
Deeds & Mortgages	Sep 2022 Sale Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00045`

Property Details

APN / Parcel Number

Primary APN	`37-00045`
Alternative APN	`CHIC M:0037 P:00045`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,860 sqft Living Area
Gross Area	4,378 sqft
1st Floor Area	930 sqft
Attic	Attic
Attic Area	930 sqft
Basement Area	930 sqft
Unfinished Basement	930 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,400 sqft (0.17 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	37-00045
Street Address	134 STEARNS TER
City	CHICOPEE
State	MA
Zip	01013-2535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3005
Census Tract	810902

Owner

134 Stearns Ter is owned and occupied by an individual who acquired it in September 2022.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	134 STEARNS TER, CHICOPEE, MA 01013-2535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Warranty Deed, Transfer
Jul 14, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage POLISH NATIONAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2022 · Amount on File
Deed Sale	Jul 14, 2022 · Amount on File
Deed Document Number	202242851
Deed Book / Page	24639 / 76
Last Transfer Date	Sep 9, 2022
Transfer Doc	024719-444
Record Updated	Oct 29, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Sep 9, 2022
Property Address	134 STEARNS TER, CHICOPEE, MA 01013-2535
Document Number	024719-444
Book / Page	24719 / 444
Instrument Date	Sep 9, 2022
Instrument	54800
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	134 STEARNS TER, CHICOPEE, MA 01013-2535

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 14, 2022
Property Address	134 STEARNS TER, CHICOPEE, MA 01013-2535
Document Number	0024639-76
Book / Page	24639 / 76
Instrument Date	Jul 14, 2022
Instrument	42851
Transaction Type	Transfer
Record Updated	Jul 29, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 WELLINGTON ST, SPRINGFIELD, MA 01109-3205

Mortgage

Document Number	0000042852
Date	Jul 14, 2022
Instrument	42852

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Aug 1, 2034
Max Rate At Change	2.88%
Index	1-Year CMT

Tax Assessment & Valuation

The 2026 property tax bill for 134 Stearns Ter was $4,592, up 5.1% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,592.00 (+5.1%)	$301,300 (+4.55%) Land $96,800 Building $204,500	$327,623 (+14.57%)
2025	$4,369.00 (+5.48%)	$288,200 (+2.71%) Land $88,000 Building $200,200	$285,950
2024	$4,142.00 (+6.45%)	$280,600 (+9.27%) Land $86,300 Building $194,300
2023	$3,891.00	$256,800 Land $78,500 Building $178,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 134 Stearns Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 134 Stearns Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile, Xfinity.

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