134 S Cherry St, Troy, OH 45373 Property Records

Miami County property record for 134 S Cherry St, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,525 sqft · built 1920
Lot Size0.14 acres (6,098 sqft)
OwnerCompany Name on File
Last Sale$93,500 (May 1987)
Tax Bill$3,769 (2025)
Deeds & MortgagesApr 2023 Mortgage
Flood ZoneZone X (minimal risk)
APND08-006390

Property Details

APN / Parcel Number

Primary APND08-006390
Alternative APNs
  • 050628.1-11-012-00
  • D08SW012 00700

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,525 sqft Living Area
1st Floor Area2,720 sqft
Upper Floors Area1,165 sqft
Basement Area1,165 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialBrick
Lot Area6,098 sqft (0.14 acres)
Lot Dimensions111 ft deep x 54 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area303 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address134 S CHERRY ST
CityTROY
StateOH
Zip45373-3312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 371 13 1/2 S PT IN LOT 372 40
Legal SubdivisionTROY
Legal Lot Number371
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group5
Census Block5016
Census Tract365301

Owner

134 S Cherry St is owned by a company that bought it in May 1987 and is owner-occupied.

Source: Miami County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address134 S CHERRY ST, TROY, OH 45373-3312
OccupancyOwner Occupied
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 1987 · Amount on File
Deed SaleMay 1, 1987 · Amount on File
Record UpdatedSep 20, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIAMI OH
Property Address134 S CHERRY ST, TROY, OH 45373-3312
Transaction TypeMortgage
Record UpdatedNov 7, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 S CHERRY ST, TROY, OH 45373-3312

Mortgage

Document Number0000003715
DateApr 11, 2023
Instrument2023OR-03715
Lender
NameWRIGHT-PATT CREDIT UNION INC
TypeCredit Union
Address3560 PENTAGON BLVD, BEAVERCREEK, OH 45431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueMay 1, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 134 S Cherry St was $3,769 with a homeowner's exemption, up 14.3% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,769.00 (+14.28%) Homeowner's exemption$129,230 (+39.86%) Land $9,980 Building $119,250$369,200 Land $28,500 Building $340,700
2024$3,298.00 (+4.17%) Homeowner's exemption$92,400 (-) Land $10,780 Building $81,620
2023$3,166.00 (+16.31%) Homeowner's exemption$92,400 (-) Land $10,780 Building $81,620$264,000 (-) Land $30,800 Building $233,200
2022$2,722.00 Homeowner's exemption$92,400 Land $10,780 Building $81,620$264,000 Land $30,800 Building $233,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 134 S Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 134 S Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 624 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: AT&T, Frontier, Verizon, Watch TV.

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