134 Rum Runner Way, Saint Johns, FL 32259 Property Records

St. Johns County property record for 134 Rum Runner Way, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,557 sqft · built 2020
Lot Size	0.13 acres (5,662 sqft)
Owner	2 Individual Names on Record
Last Sale	$534,400 (Feb 2020)
Tax Bill	$7,830 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`023717-1250`

Property Details

APN / Parcel Number

Primary APN	`023717-1250`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	2,557 sqft Living Area
Gross Area	3,244 sqft
1st Floor Area	1,136 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,662 sqft (0.13 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	225 sqft
Patio Area	870 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	134 RUM RUNNER WAY
City	SAINT JOHNS
State	FL
Zip	32259-2266
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	87/29-34 TWIN CREEKS NORTH PARCEL 12 PHASE 1 LOT 125 OR4888/1561
Legal Range	28E
Legal Township	05S
Legal Section	09
Legal Subdivision	TWIN CREEKS NORTH PARCEL 12 PHASE 1
Legal Phase	1
Legal Lot Number	125
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	2
Census Block	2021
Census Tract	20904

Owner

Source: St. Johns County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	134 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2266
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FLORIDA CREDIT UNION
Sep 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Feb 25, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RESOURCE FINANCIAL SERVICES INC
Jun 25, 2019	Loan Modification, Mortgage BANK OZK
Jun 14, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2020 · Amount on Record
Deed Sale	Feb 25, 2020 · Amount on Record
Prior Sale	Jun 14, 2019 · Amount on Record
Deed Document Number	202014501
Deed Book / Page	4888 / 1561
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Recording Date	Jul 1, 2026
Property Address	134 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2266
Document Number	0000056096
Book / Page	6393 / 363
Instrument Date	Jun 24, 2026
Instrument	202656096
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	ICE MORTGAGE TECHNOLOGY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2266

Mortgage

Document Number	0000056096,
Date	Jul 1, 2026
Book Page	6393/363
Instrument	202656096

Lender

Name	FIRST FLORIDA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 30, 2046

Interest

Rate	6.53%
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	134 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2266
Transaction Type	Mortgage
Record Updated	Aug 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050381248
Date	Sep 10, 2020
Book Page	5038/1248
Instrument	2020076974

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

February 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Feb 25, 2020
Property Address	134 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2266
Document Number	0048881561
Book / Page	4888 / 1561
Map Reference	MB 87 PG 29-34
Instrument Date	Feb 21, 2020
Instrument	2020014501
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 2, 2022
Title Company	IMPERIAL TITLE OF FL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,740.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 TOWN CENTER RD # RD600, 1, BOCA RATON, FL 33486-1039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2266

Mortgage

Document Number	0048881563
Date	Feb 25, 2020
Instrument	4888/1563

Lender

Name	RESOURCE FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST JOHNS FL
Recording Date	Jun 25, 2019
Property Address	134 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2266
Document Number	0047471276
Book / Page	004747 / 001276
Instrument Date	Jun 19, 2019
Instrument	45124
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7936 S OCEAN DR JENSEN BEACH FL 349572190, JENSEN BEACH, FL 34957-2190
Investor	Possibly a Property Investor

Mortgage

Document Number	47471276
Date	Jun 25, 2019
Book Page	004747/001276
Instrument	45124

Lender

Name	BANK OZK
Address	100 TOM REEVES DR, CARROLLTON, GA 30117-4271

Agreement

Amount	Amount Recorded

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 14, 2019
Property Address	134 RUM RUNNER WAY, SAINT JOHNS, FL 32259-2266
Document Number	0047410060
Book / Page	004741 / 000060
Instrument Date	Jun 13, 2019
Instrument	41756
Transaction Type	Transfer
Record Updated	Jun 26, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,312.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 TOWN CENTER RD #600 BOCA RATON FL 334861040, 600, BOCA RATON, FL 33486-1040
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$507,848 (+1.9%) Land $116,000 Building $391,848	$507,848 (+1.9%) Land $116,000 Building $391,848
2025	$7,830.00 (+7.91%) Homeowner's exemption	$498,395 (+0.95%)	$498,395 (-3.98%) Land $100,000 Building $398,395
2024	$7,256.00 (+3.21%) Homeowner's exemption	$493,723 (+3%)	$519,053 (+8.28%) Land $120,000 Building $399,053
2023	$7,030.00 (+2.57%) Homeowner's exemption	$479,343 (-0.69%)	$479,343 (-3.27%) Land $115,000 Building $364,343
2022	$6,854.00 Homeowner's exemption	$482,652	$495,523 Land $134,400 Building $361,123

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	206 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHEAST UTILITIES WS serves 14,790 people · EPA ID FL2554475
Water Source	Purchased groundwater from JEA MAJOR GRID
Last State Inspection	Mar 2024
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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