134 Roy St, Springfield, MA 01104 Property Records

Hampden County and Springfield City property record for 134 Roy St, Springfield, MA 01104

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,084 sqft · built 1969
Lot Size	0.178 acres (7,758 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Oct 2019)
Tax Bill	$3,583 (2025)
Deeds & Mortgages	May 2026 Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:10425 P:0039`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:10425 P:0039`
Alternative APN	`104250039`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,084 sqft Living Area
1st Floor Area	1,084 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	7,758 sqft (0.178 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	104250039
Street Address	134 ROY ST
City	SPRINGFIELD
State	MA
Zip	01104-1226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4012
Census Tract	800300

Owner

Source: Hampden County and Springfield City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	134 ROY ST, SPRINGFIELD, MA 01104-1226
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 31, 2019	Quit Claim Deed, Transfer · FHA Mortgage INLAND BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2019 · Amount on Record
Deed Sale	Oct 31, 2019 · Amount on Record
Prior Sale	Jul 23, 2009 · Amount on Record
Deed Document Number	201963932
Deed Book / Page	22930 / 452
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	May 27, 2026
Property Address	134 ROY ST, SPRINGFIELD, MA 01104-1226
Document Number	0026347-32
Book / Page	26347 / 32
Instrument Date	May 21, 2026
Instrument	202623464
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 ROY ST, SPRINGFIELD, MA 01104-1226

Mortgage

Document Number	0000023464,
Date	May 27, 2026
Book Page	26347/32
Instrument	202623464

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2066

Interest

Rate	6.23%
Max Rate	-1%

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Oct 31, 2019
Property Address	134 ROY ST, SPRINGFIELD, MA 01104-1226
Document Number	22930-452
Book / Page	022930 / 000452
Instrument Date	Oct 21, 2019
Instrument	63932
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$720.75
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 LUDLOW RD CHICOPEE MA 01020, CHICOPEE, MA 01020

Mortgage

Document Number	22930-457
Date	Oct 31, 2019
Book Page	022930/000457
Instrument	63933

Lender

Name	INLAND BK&TR
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2049

Mortgage

Document Number	22930-469,
Date	Oct 31, 2019
Book Page	022930/000469
Instrument	63934

Lender

Name	BAYSTATE HEALTH INC

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 30, 2024

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,583.00 (+16.75%)	$228,500 (+26.94%) Land $39,100 Building $189,400	$254,315 (+5.73%)
2024			$240,540
2023	$3,069.00	$180,000 Land $34,600 Building $145,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 509 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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