Garrard County property record for 134 Red Gate Rd, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · built 1950 |
| Lot Size | 0.099 acres (4,352 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $120,000 (Sep 2026) |
| Tax Bill | $720 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 05A-04 |
| Primary APN | 05A-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Composition/Composite |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,352 sqft (0.099 acres) |
| Sewer | Connected |
|---|
| Account Number | 20427 |
|---|---|
| Street Address | 134 RED GATE RD |
| City | LANCASTER |
| State | KY |
| Zip | 40444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 134 RED GATE |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | BRYANTSVILLE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 970102 |
Source: Garrard County records, as of September 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5854 MOUNT HEBRON RD, LANCASTER, KY 40444-8228 |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 1, 2026 · Amount on Record |
| Deed Sale | Sep 1, 2026 · Amount on Record |
| Prior Sale | Oct 10, 2009 |
| Deed Document Number | 2026221226 |
| Deed Book / Page | 339 / 43 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Sep 1, 2026 |
| Property Address | 134 RED GATE RD, LANCASTER, KY 40444 |
| Document Number | 0000221226 |
| Book / Page | 339 / 43 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 2026221226 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,120.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5854 MOUNT HEBRON RD, LANCASTER, KY 40444-8228 |
| Document Number | 0000221227, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 2026221227 |
| Name | FARMERS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $70,000 (-) Land $25,000 Building $45,000 | $70,000 (-) Land $25,000 Building $45,000 | |
| 2025 | $720.00 (-0.55%) | $70,000 (-) Land $25,000 Building $45,000 | $70,000 (-) Land $25,000 Building $45,000 |
| 2024 | $724.00 (-2.82%) | $70,000 (-) Land $25,000 Building $45,000 | $70,000 (-) Land $25,000 Building $45,000 |
| 2023 | $745.00 (+6.73%) | $70,000 (+7.69%) Land $25,000 Building $45,000 | $70,000 (+7.69%) Land $25,000 Building $45,000 |
| 2022 | $698.00 | $65,000 Land $25,000 Building $40,000 | $65,000 Land $25,000 Building $40,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 759.5 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
4G LTE (outdoors only), no 5G reported
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