134 Polermo Ave, Saint Cloud, FL 34771 Property Records

Osceola County property record for 134 Polermo Ave, Saint Cloud, FL 34771 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3.5 Baths
Year BuiltBuilt 2021
Square Footage2,843 sqft Living Area
Lot Size6,098 sqft (0.14 acres)
GarageAttached, 480 sqft
Last Sale$372,800 (2021)
Tax Bill$6,034.00 (2024)

Property Details

APN / Parcel Number

Primary APN21-25-31-4978-0001-0440
Alternative APN
  • 253121497800010440

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Partial Baths1 Partial Baths
Building Area2,843 sqft Living Area
Gross Area3,386 sqft Gross Area
1st Floor1,284 sqft 1st Floor
Stories2 Stories
Primary FlooringTile Flooring

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialCombination Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)
Garage TypeAttached Garage
Garage Area480 sqft Garage

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Street Address134 POLERMO AVE
CitySAINT CLOUD
StateFL
Zip34771-9430
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSIENA RESERVE PH 2A & 2B PB 29 PGS 42-47 LOT 44
Legal Range31E
Legal Township25S
Legal Section21
Legal SubdivisionSIENA RESERVE
Legal Phase2A
Legal Lot Number44
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1061
Census Tract43700

Owner

Source: Osceola County records · APN 21-25-31-4978-0001-0440

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1304 GRAYSON DR, ORLANDO, FL 32825-5610
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jul 02, 2021Special Warranty Deed, Transfer · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 02, 2021 · Amount on Record
Deed SaleJul 02, 2021 · Amount on Record
Deed Doc Number2021104012
Deed Book / Page5995 / 251
Last Transfer DateSep 10, 2024
Transfer Doc0066701322
Record RefreshedJun 08, 2026

September 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateSep 25, 2024
Property Address134 POLERMO AVE, SAINT CLOUD, FL 34771-9430
Document Number0066701322
Book / Page6670 / 1322
Map ReferenceMB 29 PG 42
Instrument DateSep 10, 2024
Instrument2024123476
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust

July 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 02, 2021
Property Address134 POLERMO AVE, SAINT CLOUD, FL 34771-9430
Document Number0059950251
Book / Page5995 / 251
Map ReferenceMB 29 PG 42
Instrument DateJun 30, 2021
Instrument2021104012
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,609.60
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 POLERMO AVE, SAINT CLOUD, FL 34771-9430

Mortgage

Document Number0005995253
DateJul 02, 2021
Instrument5995/253
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2051

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,383.00 (+5.78%)$409,300 (+4.84%) Land $75,000 Building $334,300$409,300 (+4.84%) Land $75,000 Building $334,300
2024$6,034.00 (+4.81%)
2023$5,757.00 (+13.73%)$390,400 (+21.62%) Land $70,000 Building $320,400$390,400 (+21.62%) Land $70,000 Building $320,400
2022$5,062.00$321,000 Land $60,000 Building $261,000$321,000 Land $60,000 Building $261,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskHigh
above 80% of the US · above 69% of Florida
Wildfire LikelihoodAbout 1 in 157 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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