134 Oak St, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 134 Oak St, Holyoke, MA 01040

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,320 sqft · built 1890
Lot Size	0.114 acres (4,948 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Nov 2024)
Tax Bill	$4,720 (2026)
Deeds & Mortgages	Jan 2022 Refinance Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0062 B:0006 L:15`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0062 B:0006 L:15`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,320 sqft Living Area
Gross Area	4,940 sqft
Basement Area	1,160 sqft
Unfinished Basement	1,160 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,948 sqft (0.114 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	134 OAK ST
City	HOLYOKE
State	MA
Zip	01040-4120
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	DR
Legal Block	6
Legal Lot Number	15
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	2
Census Block	2004
Census Tract	811800

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	134 OAK ST, HOLYOKE, MA 01040-4120
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PINNACLE FUNDING GRP
Feb 9, 2021	Deed of Trust, Mortgage · Balloon Mortgage PINNACLE FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2024 · Amount on Record
Deed Sale	Nov 22, 2024 · Amount on Record
Prior Sale	Aug 12, 2011 · Amount on Record
Deed Document Number	202455386
Deed Book / Page	25666 / 571
Last Transfer Date	Nov 27, 2024
Transfer Doc	025674-316
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	134 OAK ST, HOLYOKE, MA 01040-4120
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024357-486
Date	Jan 14, 2022
Book Page	24357/486
Instrument	2977

Lender

Name	PINNACLE FUNDING GRP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	134 OAK ST, HOLYOKE, MA 01040-4120
Transaction Type	Mortgage
Record Updated	Jun 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	23700-259
Date	Feb 9, 2021
Book Page	23700/259
Instrument	9282

Lender

Name	PINNACLE FINANCIAL SERVICES LLC

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,720.00 (+6.81%)	$270,800 (+6.99%) Land $38,700 Building $232,100	$346,401
2025	$4,419.00 (+8.2%)	$253,100 (+17.45%) Land $36,200 Building $216,900
2024	$4,084.00 (+8.62%)	$215,500 (+7.53%) Land $34,400 Building $181,100
2023	$3,760.00	$200,400 Land $34,400 Building $166,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	150 / 150

May also be available: AT&T, HGE.NET, T-Mobile, Verizon.

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