134 Norman Rd, Aptos, CA 95003 Property Records

Santa Cruz County property record for 134 Norman Rd, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,820 sqft · built 1984
Lot Size	0.278 acres (12,110 sqft)
Owner	2 Trust Names on Record
Last Sale	$749,000 (Feb 2019)
Tax Bill	$10,125 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`041-112-04`

Property Details

APN / Parcel Number

Primary APN	`041-112-04`
Alternative APN	`041-112-04-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,820 sqft Living Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,110 sqft (0.278 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	134 NORMAN RD
City	APTOS
State	CA
Zip	95003-9756
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-15
Legal Description	BLK C LOT 17
Legal Subdivision	FOREST GLEN 04
Legal Block	C
Legal Lot Number	17
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1023
Census Tract	122002

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	134 NORMAN RD, APTOS, CA 95003-9756
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Feb 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Jul 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 30, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 28, 2019	Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019 · Amount on Record
Deed Sale	Feb 28, 2019 · Amount on Record
Prior Sale	Oct 6, 2016 · Amount on Record
Deed Document Number	20195170
Last Transfer Date	Jun 14, 2019
Transfer Doc	0000021607
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	134 NORMAN RD, APTOS, CA 95003-9756
Transaction Type	Mortgage
Record Updated	Oct 12, 2021
Title Company	TITLE CONNECT TSG, TITLE CONNECT SIM

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 NORMAN RD, APTOS, CA 95003-9756

Mortgage

Document Number	0000049720
Date	Sep 30, 2021
Instrument	2021-0049720

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	134 NORMAN RD, APTOS, CA 95003-9756
Document Number	0000005713
Instrument Date	Feb 15, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2020
Title Company	BOSTON NATIONAL TITLE AGENCY, BOSTON NAT'L TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	134 NORMAN RD APTOS CA 950039756, APTOS, CA 95003-9756

Mortgage

Document Number	0000005713
Date	Feb 19, 2020
Instrument	5713

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 30, 2019
Property Address	134 NORMAN RD, APTOS, CA 95003-9756
Document Number	0000021607
Instrument Date	Jun 11, 2019
Instrument	21607
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	134 NORMAN RD APTOS CA 950039756, APTOS, CA 95003-9756

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jul 30, 2019
Property Address	134 NORMAN RD, APTOS, CA 95003-9756
Document Number	0000021608
Instrument Date	Jun 11, 2019
Instrument	21608
Transaction Type	Transfer
Record Updated	Aug 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	134 NORMAN RD APTOS CA 950039756, APTOS, CA 95003-9756

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Feb 28, 2019
Property Address	134 NORMAN RD, APTOS, CA 95003-9756
Document Number	0000005170
Map Reference	MB 23 PG 12
Instrument Date	Feb 25, 2019
Instrument	2019-0005170
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	134 NORMAN RD, APTOS, CA 95003-9756

Mortgage

Document Number	0000005171
Date	Feb 28, 2019
Instrument	2019-0005171

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$852,235 (+2%) Land $568,915 Building $283,320
2025	$10,125.00 (+9.46%)	$835,524 (+4.04%) Land $557,760 Building $277,764
2023	$9,250.00 (+1.91%)	$803,079 Land $536,101 Building $266,978	$815,490
2022	$9,077.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2000)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Feb 2000 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

4G LTE only, no 5G reported

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