134 Nelson St, Ferrum, VA 24088 Property Records

Franklin County property record for 134 Nelson St, Ferrum, VA 24088

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,522 sqft · built 2021
Lot Size27.8 acres (1,213,277 sqft)
OwnerIndividual Name on Record
Tax Bill$2,893 (2025)
Deeds & MortgagesFeb 2021 Construction Loan
Mar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN093 01-048 00

Property Details

APN / Parcel Number

Primary APN093 01-048 00
Alternative APN
  • 27700

Interior

Bedrooms3 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area3,522 sqft Living Area
Gross Area6,196 sqft
1st Floor Area3,522 sqft
Basement Area2,516 sqft
Finished Basement1,419 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2024
Exterior MaterialWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,213,277 sqft (27.8 acres)
TerrainRolling
PorchSlab
Patio Area624 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number27700
Street Address134 NELSON ST
CityFERRUM
StateVA
Zip24088-3038
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNZ
Legal DescriptionMARTIN FARMS ESTATES NEW TRACT C-2
Legal SubdivisionMARTIN FARMS ESTATES
Legal PhaseC-2
Legal TractC-2
JurisdictionFRANKLIN VA
Township / Civil DivisionBLUE RIDGE
Census Block Group2
Census Block2019
Census Tract20701

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address134 NELSON ST, FERRUM, VA 24088-3038
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2021Deed of Trust, Mortgage · Construction Mortgage
THE FIRST BANK & TRUST CO
Mar 3, 2022Deed of Trust, Mortgage · Conventional Mortgage
THE FIRST BANK & TRUST CO

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 18, 2021
Transfer Doc0011550294
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN VA
Property Address134 NELSON ST, FERRUM, VA 24088-3038
Transaction TypeMortgage
Record UpdatedJan 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011571088
DateFeb 22, 2021
Book Page1157/1088
Instrument210001674
Lender
NameTHE FIRST BANK & TRUST CO
TypeBank
AddressBRISTOL, VA 24202
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueFeb 22, 2022

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN VA
Property Address134 NELSON ST, FERRUM, VA 24088-3038
Transaction TypeMortgage
Record UpdatedJan 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011800993
DateMar 3, 2022
Book Page1180/993
Instrument220001728
Lender
NameTHE FIRST BANK & TRUST CO
TypeBank
AddressBRISTOL, TN 37620
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFranklin County
Unified School DistrictFranklin County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,893.00 (-9.2%)$673,000 (+28.83%) Land $94,100 Building $578,900$673,000 (+28.83%) Land $94,100 Building $578,900
2023$3,186.00$522,400 (+2.29%) Land $87,100 Building $435,300$522,400 (+2.29%) Land $87,100 Building $435,300
2022$510,700 Land $87,100 Building $423,600$510,700 Land $87,100 Building $423,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Glo Fiber
Cable · Fiber in parts of the area
1,000 / 50

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