134 Moha St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 134 Moha St, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,128 sqft · built 2001
Lot Size	0.347 acres (15,114 sqft)
Owner	Company Name on Record
Last Sale	$55,000 (Aug 1999)
Tax Bill	$1,225 (2025)
Deeds & Mortgages	Mar 2019 Reverse Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-2-4-021-177`

Property Details

APN / Parcel Number

Primary APN	`3-2-4-021-177`
Alternative APNs	`3-2-4-021-177-0000` `240211770000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,128 sqft Living Area
Gross Area	1,344 sqft
1st Floor Area	1,128 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	15,114 sqft (0.347 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	216 sqft

Location & Zoning

Street Address	134 MOHA ST
City	HILO
State	HI
Zip	96720-5733
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1C
Legal Description	LOT 14 15114 SF POR GR 9371 BRIGHT HAWAII S/D
Legal Subdivision	BRIGHT HAWAII SUBDIVISION
Legal Lot Number	14
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	1
Census Block	1001
Census Tract	20900

Owner

Source: State of Hawaii and Hawaii County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	134 MOHA ST, HILO, HI 96720-5733
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2019	Deed of Trust, Mortgage · Reverse Mortgage PLAZA HOME MORTGAGE INC
Mar 19, 2019	Deed of Trust, Mortgage · FHA Mortgage COMMISSIONER/HSNG & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 1999 · Amount on Record
Deed Sale	Aug 19, 1999 · Amount on Record
Deed Document Number	1999134275
Last Transfer Date	Sep 30, 2013
Transfer Doc	0050450138
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	134 MOHA ST, HILO, HI 96720-5733
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TG

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A70260141
Date	Mar 28, 2019
Instrument	A-70260141

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.84%
Type Change Date	Apr 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	5%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAWAII HI
Property Address	134 MOHA ST, HILO, HI 96720-5733
Document Number	0A70260142
Instrument Date	Mar 19, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	134 MOHA ST HILO HI 967205733, HILO, HI 96720-5733

Mortgage

Document Number	0A70260142
Date	Mar 28, 2019
Instrument	A70260142

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	3.84%

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$400,400 (+3.01%) Land $116,400 Building $284,000	$555,300 (+2.21%) Land $252,300 Building $303,000
2025	$1,225.00 (-1.92%)	$388,700 (+2.99%) Land $116,400 Building $272,300	$543,300 (+6.74%) Land $240,300 Building $303,000
2024		$377,400 (+3%) Land $116,400 Building $261,000	$509,000 (+7.23%) Land $218,100 Building $290,900
2023	$1,249.00 Homeowner's exemption	$366,400 Land $116,400 Building $250,000	$474,700 Land $203,800 Building $270,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Aug 2018 · Hurricane Lane
Claims by Event	Hurricane Lane, Aug 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 84% of Hawaii
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HILO serves 39,477 people · EPA ID HI0000101
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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