134 Loch Dr, Cross, SC 29436 Property Records

Berkeley County property record for 134 Loch Dr, Cross, SC 29436

Property Summary

Property Type	Single Family Home
Details	1 bd · 1.5 ba · 1,408 sqft · built 1993
Lot Size	0.618 acres (26,924 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Mar 2022)
Tax Bill	$1,380 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`030-00-06-066`

Property Details

APN / Parcel Number

Primary APN	`030-00-06-066`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,408 sqft Finished Area
Gross Area	5,190 sqft
1st Floor Area	1,408 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Lot Area	26,924 sqft (0.618 acres)
Garage Area	1,440 sqft

Exterior Amenities

Porch	Slab
Porch Area	346 sqft
Shed	1 Shed
Shed Area	1,024 sqft
Boat Access	Boat Access

Location & Zoning

Street Address	134 LOCH DR
City	CROSS
State	SC
Zip	29436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BERKELEY C
Legal Description	ASSESSMENT DISTRICT: 375LOCH MARION SUBDMOBILE HOME 00356
Legal Subdivision	LOCH MARION SUBDIVISION
Legal Lot Number	12
Jurisdiction	BERKELEY SC
Township / Civil Division	CROSS
Census Block Group	1
Census Block	1002
Census Tract	20101

Owner

134 Loch Dr is owned and occupied by two individuals who bought it in March 2022.

Source: Berkeley County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	136 LOCH DR, CROSS, SC 29436-3611
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Oct 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOUTH CAROLINA FCU
Apr 29, 2026	Deed, Transfer · Conventional Mortgage SIMPLIFILE (RECORDING SERVICE)
Apr 29, 2026	Deed, Transfer · Conventional Mortgage SIMPLIFILE
Mar 29, 2022	Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2022 · Amount on File
Deed Sale	Mar 29, 2022 · Amount on File
Prior Sale	Jul 15, 2005 · Amount on File
Deed Document Number	202212684
Deed Book / Page	4195 / 414
Prior Transfer Date	Aug 12, 2010
Prior Transfer Doc	8566/0273
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Recording Date	May 28, 2026
Property Address	134 LOCH DR, CROSS, SC 29436
Document Number	0000018853
Book / Page	5590 / 794
Instrument Date	May 12, 2026
Instrument	202618853
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018853,
Date	May 28, 2026
Book Page	5590/794
Instrument	202618853

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKELEY SC
Property Address	134 LOCH DR, CROSS, SC 29436
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 LOCH DR, CROSS, SC 29436-3611

Mortgage

Document Number	04401/0658
Date	Oct 28, 2022
Book Page	4401/658
Instrument	2022041293

Lender

Name	SOUTH CAROLINA FCU
Type	Credit Union
Address	NORTH CHARLESTON, SC 29419

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Apr 29, 2026
Property Address	134 LOCH DR, CROSS, SC 29436
Document Number	0000014868
Book / Page	5558 / 522
Instrument Date	Apr 24, 2026
Instrument	2026.14868
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	SIMPLIFILE (RECORDING SERVICE)

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	136 LOCH DR, CROSS, SC 29436-3611

Mortgage

Document Number	0000014869,
Date	Apr 29, 2026
Instrument	2026..14869

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Apr 29, 2026
Property Address	134 LOCH DR, CROSS, SC 29436
Document Number	05558/0522
Book / Page	5558 / 522
Instrument Date	Apr 24, 2026
Instrument	202614868
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	136 LOCH DR, CROSS, SC 29436-3611

Mortgage

Document Number	0000014869,
Date	Apr 29, 2026
Book Page	5558/526
Instrument	202614869

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKELEY SC
Recording Date	Mar 29, 2022
Property Address	134 LOCH DR, CROSS, SC 29436-3611
Document Number	04195/0414
Book / Page	4195 / 414
Map Reference	CAB K PG 158
Instrument Date	Mar 28, 2022
Instrument	2022012684
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$819.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	136 LOCH DR, CROSS, SC 29436-3611

Mortgage

Document Number	2022012685
Date	Mar 29, 2022
Instrument	2022012685

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 134 Loch Dr was $1,380 with a homeowner's exemption, up 4.2% from the year before.

Source: Berkeley County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Berkeley County
Unified School District	Berkeley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$328,100 (+2,4%) Land $96,900 Building $231,200	$328,100 (-) Land $96,900 Building $231,200
2025	$1,380.00 (+4.23%) Homeowner's exemption	$13,124 (-) Land $3,876 Building $9,248	$328,100 (-) Land $96,900 Building $231,200
2024	$1,324.00 Homeowner's exemption	$13,124 Land $3,876 Building $9,248	$328,100 Land $96,900 Building $231,200
2022	$829.00 Homeowner's exemption	$13,124 Land $3,876 Building $9,248	$328,100 Land $96,900 Building $231,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 134 Loch Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 Loch Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 85% of South Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Home Telecom Fiber	5,000 / 5,000
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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