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134 Keystone Dr, Sebastian, FL 32958 Property Records

Indian River County property record for 134 Keystone Dr, Sebastian, FL 32958

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,154 sqft · built 2001
Lot Size0.4 acres (17,424 sqft)
Owner2 Individual Names on File
Last Sale$325,000 (Nov 2019)
Tax Bill$2,196 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jul 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-39-19-00001-5690-00008.0

Property Details

APN / Parcel Number

Primary APN31-39-19-00001-5690-00008.0
Alternative APN
  • 34733

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,154 sqft Living Area
1st Floor Area2,154 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialShingle
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions120 ft deep x 99 ft wide
Garage Area441 sqft
DrivewayDriveway
Driveway Area200 sqft

Exterior Amenities

Pool Area392 sqft
PorchOpen Porch
Porch Area266 sqft
Patio Area334 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number34733
Street Address134 KEYSTONE DR
CitySEBASTIAN
StateFL
Zip32958-6926
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSEBASTIAN HIGHLANDS UNIT 17 BLK 569 LOT 8 PBI 8-46 TO 46P
Legal Range39
Legal Township31
Legal Section19
Legal SubdivisionSEBASTIAN HIGHLANDS UNIT 17
Legal Block569
Legal Lot Number8
Legal Unit17
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2015
Census Tract50805

Owner

134 Keystone Dr is owned and occupied by two individuals who bought it in November 2019.

Source: Indian River County records, as of March 5, 2026

Owner of Record2 Individual Names on File
Mailing Address134 KEYSTONE DR, SEBASTIAN, FL 32958-6926
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Jul 9, 2019Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Nov 12, 2019Warranty Deed, Transfer · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 12, 2019 · Amount on File
Deed SaleNov 12, 2019 · Amount on File
Prior SaleAug 10, 2012 · Amount on File
Deed Document Number3120190066203
Deed Book / Page3253 / 1400
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address134 KEYSTONE DR, SEBASTIAN, FL 32958-6926
Transaction TypeMortgage
Record UpdatedNov 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 KEYSTONE DR, SEBASTIAN, FL 32958-6926

Mortgage

Document Number0034811418
DateNov 8, 2021
Book Page3481/1418
Instrument3120210077647
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.12%
Type Change DateDec 1, 2026
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change4.12%
IndexOther
Max Rate7.12%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address134 KEYSTONE DR, SEBASTIAN, FL 32958-6926
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032210789
DateJul 9, 2019
Book Page3221/0789
Instrument3120190040183
Lender
NamePNC BANK NA
TypeBank
AddressSEBASTIAN, FL 32958
Agreement
TypeLine of Credit
AmountAmount on Record
Term479 Months
DueJun 24, 2059

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateNov 12, 2019
Property Address134 KEYSTONE DR, SEBASTIAN, FL 32958-6926
Document Number0032531400
Book / Page003253 / 001400
Instrument DateOct 31, 2019
Instrument66203
Transaction TypeTransfer
Record UpdatedNov 25, 2019
Title CompanySUPREME TITLE SOLUTIONS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7460 PINEWALK DR S MARGATE FL 330638109, MARGATE, FL 33063-8109

Mortgage

Document Number32531402
DateNov 12, 2019
Book Page003253/001402
Instrument66204
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 11, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 134 Keystone Dr was $2,196.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,196.00$140,822$379,211 Land $72,568 Building $306,643
2023$1,619.00 (+4.86%)$124,710 (+3%)$365,168 (+15.94%) Land $61,043 Building $304,125
2022$1,544.00$121,078$314,959 Land $42,687 Building $272,272

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 134 Keystone Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 95 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies95 in force
Nearby Flood Claims9 (1999–2013)
Claims Outside the SFHA7 of 9
Most Recent ClaimSep 2013 · rainfall accumulation
Claims by Event
  • Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 Keystone Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

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