Jefferson County property record for 134 Kelcar Dr, Summit Point, WV 25446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,824 sqft · built 2002 |
| Lot Size | 3.01 acres (131,116 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,803 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Sep 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-18-0006.0012 |
| Primary APN | 06-18-0006.0012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,824 sqft Living Area |
| 1st Floor Area | 3,899 sqft |
| Basement Area | 862 sqft |
| Finished Basement | 862 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 131,116 sqft (3.01 acres) |
| Terrain | Rolling |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 134 KELCAR DR |
|---|---|
| City | SUMMIT POINT |
| State | WV |
| Zip | 25446-4506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 6 HAY-WOOD ACRES |
| Legal Subdivision | HAY WOODS ACRES |
| Legal Lot Number | 6 |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | KABLETOWN |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 972800 |
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 134 KELCAR DR, SUMMIT POINT, WV 25446-4506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2023 | Deed of Trust, Mortgage · Conventional Mortgage NATIONAL INSTITUTES OF HEALTH FCU |
| Sep 6, 2022 | Deed of Trust, Mortgage · Line of Credit CNB BANK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 134 KELCAR DR, SUMMIT POINT, WV 25446-4506 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 134 KELCAR DR, SUMMIT POINT, WV 25446-4506 |
| Document Number | 002523/593 |
|---|---|
| Date | Oct 4, 2023 |
| Book Page | 2523/593 |
| Instrument | 202300011391 |
| Name | NATIONAL INSTITUTES OF HEALTH FCU |
|---|---|
| Type | Credit Union |
| Address | ROCKVILLE, MD 20850 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 134 KELCAR DR, SUMMIT POINT, WV 25446-4506 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 134 KELCAR DR, SUMMIT POINT, WV 25446-4506 |
| Document Number | 002477/254 |
|---|---|
| Date | Sep 6, 2022 |
| Book Page | 2477/254 |
| Instrument | 202200012470 |
| Name | CNB BANK INC |
|---|---|
| Type | Bank |
| Address | BERKELEY SPRINGS, WV 25411 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Aug 16, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,803.00 (+1.19%) | $263,100 (+1.82%) Land $74,500 Building $188,600 | $438,500 (+1.81%) Land $124,167 Building $314,333 |
| 2025 | $2,770.00 (+7.28%) Homeowner's exemption | $258,400 (+7.18%) Land $67,700 Building $190,700 | $430,700 (+7.17%) Land $112,800 Building $317,900 |
| 2023 | $2,582.00 Homeowner's exemption | $241,100 Land $65,600 Building $175,500 | $401,900 Land $109,400 Building $292,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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