134 Hilltop St, Morganton, NC 28655 Property Records

Burke County property record for 134 Hilltop St, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,188 sqft · built 1961
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$788 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2703772968`

Property Details

APN / Parcel Number

Primary APN	`2703772968`
Alternative APN	`5353`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft
Basement Area	1,188 sqft
Unfinished Basement	1,188 sqft
Flooring	Carpet

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	325 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	134 HILLTOP ST
City	MORGANTON
State	NC
Zip	28655-2914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOW INTENS
Legal Description	134 HILLTOP ST MORGANTON, NC 28655
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2014
Census Tract	20600

Owner

134 Hilltop St is owned and occupied by an individual who acquired it in May 2019.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	134 HILLTOP ST, MORGANTON, NC 28655-2914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BK
Jul 23, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 24, 2019
Transfer Doc	0024140614
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	134 HILLTOP ST, MORGANTON, NC 28655-2914
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 HILLTOP ST, MORGANTON, NC 28655-2914

Mortgage

Document Number	0025880681
Date	Dec 3, 2021
Book Page	2588/681
Instrument	2021014472

Lender

Name	TRUIST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	134 HILLTOP ST, MORGANTON, NC 28655-2914
Document Number	0024450152
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Jan 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 HILLTOP ST MORGANTON NC 286552914, MORGANTON, NC 28655-2914

Mortgage

Document Number	0024450152
Date	Jan 21, 2020
Book Page	002445/000152
Instrument	36347

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 20, 2035

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BURKE NC
Recording Date	Jul 23, 2019
Property Address	134 HILLTOP ST, MORGANTON, NC 28655-2914
Document Number	0024140614
Book / Page	002414 / 000614
Instrument Date	May 24, 2019
Instrument	30251
Transaction Type	Transfer
Record Updated	Aug 2, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 HILLTOP ST MORGANTON NC 286552914, MORGANTON, NC 28655-2914

Tax Assessment & Valuation

The 2026 property tax bill for 134 Hilltop St was $788, up 0.6% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$788.00 (+0.64%)	$123,688 (-) Land $15,600 Building $108,088	$123,688 (-) Land $15,600 Building $108,088
2025	$783.00	$123,688 Land $15,600 Building $108,088	$123,688 Land $15,600 Building $108,088
2023	$780.00	$123,688 Land $15,600 Building $108,088	$123,688 Land $15,600 Building $108,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 134 Hilltop St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1993–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 Hilltop St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Compas X-Stream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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