Okaloosa County property record for 134 Gardner Dr, Shalimar, FL 32579
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,840 sqft · built 1992 |
| Lot Size | 0.164 acres (7,150 sqft) |
| Owner | Owner Name on File |
| Last Sale | $220,000 (Jul 2004) |
| Tax Bill | $3,937 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | C56-000-592-7867-1 |
| Primary APN | C56-000-592-7867-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Heated Area |
| Gross Area | 2,252 sqft |
| 1st Floor Area | 1,540 sqft |
| Upper Floors Area | 300 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,150 sqft (0.164 acres) |
| Lot Width | 65 ft Width |
| Garage Type | Finished |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Porch Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 134 GARDNER DR |
|---|---|
| City | SHALIMAR |
| State | FL |
| Zip | 32579-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SHALIMAR ADD LOT 4 BLK 2 |
| Legal Range | 23 |
| Legal Township | 02S |
| Legal Section | 06 |
| Legal Subdivision | SHALIMAR ADD |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 2 |
| Census Block | 2034 |
| Census Tract | 21501 |
The current owner of 134 Gardner Dr bought it in July 2004.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 133 GARDNER DR, SHALIMAR, FL 32579-1226 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 26, 2004 · Amount on File |
| Deed Sale | Jul 26, 2004 · Amount on File |
| Deed Document Number | 2141981 |
| Deed Book / Page | 2550 / 0229 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 134 Gardner Dr was $3,937.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Shalimar Town |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,937.00 | $277,678 Land $119,266 Building $158,412 | $277,678 Land $119,266 Building $158,412 |
| 2023 | $3,440.00 (+9.1%) | $263,877 (+6.62%) Land $83,434 Building $180,443 | $263,877 (+6.62%) Land $83,434 Building $180,443 |
| 2022 | $3,153.00 | $247,503 Land $77,976 Building $169,527 | $247,503 Land $77,976 Building $169,527 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 134 Gardner Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 180 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 328 units insured incl. 148 condo units |
| Nearby Flood Claims | 257 (1979–2020) |
| Claims Outside the SFHA | 100 of 257 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 134 Gardner Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CenturyLink.
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