134 Garden St, Needham, MA 02492 Property Records

Norfolk County and Needham Town property record for 134 Garden St, Needham, MA 02492

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 825 sqft · built 1934
Lot Size	0.284 acres (12,371 sqft)
Owner	Trust Name on File
Tax Bill	$10,961 (2025)
Deeds & Mortgages	Aug 2021 Line of Credit Jan 2019 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:0520001400000`

Property Details

APN / Parcel Number

Primary APN	`M:0520001400000`
Alternative APN	`NEED M:052.0 B:0014 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	825 sqft Living Area
Gross Area	1,716 sqft
1st Floor Area	825 sqft
Basement Area	825 sqft
Unfinished Basement	825 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1998
Architectural Style	Other
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,371 sqft (0.284 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	134 GARDEN ST
City	NEEDHAM
State	MA
Zip	02492-2043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRB
Legal Block	14
Jurisdiction	NEEDHAM MA
Township / Civil Division	NEEDHAM
Census Block Group	3
Census Block	3019
Census Tract	457200

Owner

134 Garden St is owner-occupied and held in a trust since November 2018.

Source: Norfolk County and Needham Town records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Trust Name on File
Mailing Address	134 GARDEN ST, NEEDHAM, MA 02492-2043
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jan 22, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 3, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2018
Deed Sale	Oct 3, 2018
Prior Sale	Mar 24, 1989 · Amount on File
Deed Document Number	201889071
Last Transfer Date	Nov 29, 2018
Transfer Doc	36569-2
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEEDHAM MA
Property Address	134 GARDEN ST, NEEDHAM, MA 02492-2043
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39703-404
Date	Aug 4, 2021
Book Page	39703/404
Instrument	101707

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2046

Interest

Rate Type	Adjustable Rate

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Jan 22, 2019
Property Address	134 GARDEN ST, NEEDHAM, MA 02492-2043
Document Number	36569-2
Book / Page	036569 / 000002
Instrument Date	Nov 29, 2018
Instrument	4772
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	134 GARDEN ST NEEDHAM MA 024922043, NEEDHAM, MA 02492-2043

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEEDHAM MA
Recording Date	Oct 3, 2018
Property Address	134 GARDEN ST, NEEDHAM, MA 02492-2043
Document Number	36343-360
Book / Page	036343 / 000360
Instrument Date	Sep 25, 2018
Instrument	89071
Transaction Type	Transfer
Record Updated	Oct 23, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	134 GARDEN ST NEEDHAM MA 024922043, NEEDHAM, MA 02492-2043

Tax Assessment & Valuation

The 2025 property tax bill for 134 Garden St was $10,961.

Source: Norfolk County and Needham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Needham Town
Unified School District	Needham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,961.00	$1,034,100 Land $682,200 Building $351,900	$1,216,475 (+3.52%)
2024			$1,175,150
2023	$9,445.00	$724,300 Land $508,300 Building $216,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 134 Garden St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 Garden St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEEDHAM WATER DEPT serves 31,664 people · EPA ID MA3199000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2024
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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