Flagler County property record for 134 Frontier Dr, Palm Coast, FL 32137
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,559 sqft · built 1990 |
| Lot Size | 0.23 acres (10,036 sqft) |
| Owner | Trust Name on File |
| Last Sale | $230,000 (Jul 2015) |
| Tax Bill | $2,953 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Sep 2019 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7007-00470-0520 |
| Primary APN | 07-11-31-7007-00470-0520 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,559 sqft Living Area |
| Gross Area | 3,478 sqft |
| 1st Floor Area | 2,559 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,036 sqft (0.23 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 300 sqft |
| Pool Area | 512 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 134 FRONTIER DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32137-4430 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 07 BLOCK 00047 LOT 0052 SUBDIVISION COMPLETION YEAR 1978 OR 128 PG 647 OR 330 PG 899 OR 741 PG 560 OR 1377/809 OR 1705/1735 OR 1723/1401-CD OR 1771/1506- CD OR 1804/1133 OR 1988/407- RDMAN LINDA D NEWMAN OR 2053/1613-DC-JOSEPH OR 2 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 47 |
| Legal Lot Number | 52 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | FLAGLER BEACH |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 60107 |
134 Frontier Dr is owner-occupied and held in a trust since March 2021.
Source: Flagler County records, as of December 8, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 134 FRONTIER DR, PALM COAST, FL 32137-4430 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CBC NATIONAL BANK |
| Sep 16, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 12, 2021 | Intrafamily Transfer, Transfer AMROCK LLC |
| Dec 4, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Dec 4, 2019 | Quit Claim Deed, Transfer AMROCK INC |
| Oct 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Nov 6, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2015 · Amount on File |
| Deed Sale | Jul 28, 2015 · Amount on File |
| Prior Sale | Mar 9, 2009 · Amount on File |
| Deed Document Number | 201522863 |
| Deed Book / Page | 2077 / 348 |
| Last Transfer Date | Mar 15, 2021 |
| Transfer Doc | 0025490303 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 134 FRONTIER DR, PALM COAST, FL 32137-4430 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0021791782 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 2179/1782 |
| Instrument | 2017000736 |
| Name | CBC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | ALPHARETTA, GA 30022 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 134 FRONTIER DR, PALM COAST, FL 32137-4430 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0023831666 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 2383/1666 |
| Instrument | 2019034083 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 16, 2034 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 12, 2021 |
| Property Address | 134 FRONTIER DR, PALM COAST, FL 32137-4430 |
| Document Number | 0025490303 |
| Book / Page | 2549 / 303 |
| Map Reference | MB 6 PG 18-27 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 2021019401 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 134 FRONTIER DR, PALM COAST, FL 32137-4430 |
| Document Number | 0002549307 |
|---|---|
| Date | Apr 12, 2021 |
| Instrument | 2549/307 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Apr 12, 2021 |
| Property Address | 134 FRONTIER DR, PALM COAST, FL 32137-4430 |
| Document Number | 0025490326 |
| Book / Page | 2549 / 326 |
| Map Reference | MB 6 PG 18-27 |
| Instrument Date | Mar 15, 2021 |
| Instrument | 2021019403 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | AMROCK LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 134 FRONTIER DR, PALM COAST, FL 32137-4430 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 4, 2019 |
| Property Address | 134 FRONTIER DR, PALM COAST, FL 32137-4430 |
| Document Number | 0024030237 |
| Book / Page | 002403 / 000237 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 45094 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2019 |
| Title Company | AMROCK INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 134 FRONTIER DR PALM COAST FL 321374430, PALM COAST, FL 32137-4430 |
| Document Number | 24030241 |
|---|---|
| Date | Dec 4, 2019 |
| Book Page | 002403/000241 |
| Instrument | 45095 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 3, 2034 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Dec 4, 2019 |
| Property Address | 134 FRONTIER DR, PALM COAST, FL 32137-4430 |
| Document Number | 0024030258 |
| Book / Page | 002403 / 000258 |
| Instrument Date | Nov 13, 2019 |
| Instrument | 45096 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2019 |
| Title Company | AMROCK INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 134 FRONTIER DR PALM COAST FL 321374430, PALM COAST, FL 32137-4430 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 134 FRONTIER DR, PALM COAST, FL 32137-4430 |
| Document Number | 0023160042 |
| Instrument Date | Oct 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 134 FRONTIER DR PALM COAST FL 321374430, PALM COAST, FL 32137-4430 |
| Document Number | 0023160042 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 002316/000042 |
| Instrument | 41226 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 1, 2028 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Nov 6, 2017 |
| Property Address | 134 FRONTIER DR, PALM COAST, FL 32137-4430 |
| Document Number | 0022400473 |
| Book / Page | 002240 / 000473 |
| Instrument Date | Nov 3, 2017 |
| Instrument | 38847 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 134 FRONTIER DR PALM COAST FL 321374430, PALM COAST, FL 32137-4430 |
The 2025 property tax bill for 134 Frontier Dr was $2,953 with exemptions applied, up 2.6% from the year before.
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,953.00 (+2.64%) Homeowner's exemption Widower's exemption | $210,653 | $354,782 Land $58,000 Building $296,782 |
| 2024 | $2,877.00 (+2.82%) | ||
| 2023 | $2,798.00 (-1.79%) Homeowner's exemption Widower's exemption | $198,754 (+3%) | $325,415 (+2.48%) Land $47,000 Building $278,415 |
| 2022 | $2,849.00 Homeowner's exemption Widower's exemption | $192,965 | $317,552 Land $47,000 Building $270,552 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 134 Frontier Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 98 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 98 in force |
| Nearby Flood Claims | 16 (1989–2024) |
| Claims Outside the SFHA | 15 of 16 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 134 Frontier Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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