134 Florence Ln, Ewing, KY 41039 Property Records

Fleming County property record for 134 Florence Ln, Ewing, KY 41039

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,652 sqft
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$60,000 (Apr 2020)
Tax Bill	$582 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`016-80-00-022.00`

Property Details

APN / Parcel Number

Primary APN	`016-80-00-022.00`
Alternative APN	`26806`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,652 sqft Living Area

Exterior

Exterior Material	Other
Foundation Type	Stone
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	174,240 sqft (4 acres)
Driveway	Gravel Driveway
Porch	Slab
Porch Area	112 sqft
Deck Area	264 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Sewer	Connected

Location & Zoning

Account Number	26806
Street Address	134 FLORENCE LN
City	EWING
State	KY
Zip	41039-8260
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4.2AC W/HOUSE & BARN IN NEPTON
Jurisdiction	FLEMING KY
Township / Civil Division	EWING
Census Block Group	2
Census Block	2038
Census Tract	920300

Owner

134 Florence Ln is owned and occupied by two individuals who bought it in April 2020.

Source: Fleming County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	134 FLORENCE LN, EWING, KY 41039-8260
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK NA
Apr 15, 2020	Deed, Transfer · ARM COMMUNITY TRUST BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2020 · Amount on File
Deed Sale	Apr 15, 2020 · Amount on File
Deed Document Number	202098216
Deed Book / Page	274 / 600
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLEMING KY
Property Address	134 FLORENCE LN, EWING, KY 41039-8260
Transaction Type	Mortgage
Record Updated	Jun 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M388/399
Date	Sep 27, 2021
Book Page	M388/399
Instrument	104617

Lender

Name	COMMUNITY TRUST BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 15, 2041

Interest

Rate Type	Adjustable Rate

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FLEMING KY
Recording Date	Apr 15, 2020
Property Address	134 FLORENCE LN, EWING, KY 41039-8260
Document Number	00D274/600
Book / Page	D274 / 600
Map Reference	DB 104 PG 613
Instrument Date	Apr 1, 2020
Instrument	98216
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5220 ELIZAVILLE RD, EWING, KY 41039-8436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 15TH ST, NEWPORT, KY 41071-2325

Mortgage

Document Number	00M369/470
Date	Apr 15, 2020
Book Page	M369/470
Instrument	98217

Lender

Name	COMMUNITY TRUST BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	240 Months
Due	May 1, 2040

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2027
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.87%
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 134 Florence Ln was $582.

Source: Fleming County assessment roll, as of November 13, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Fleming County
Unified School District	Fleming County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,000 (-) Land $20,000 Building $40,000	$60,000 (-) Land $20,000 Building $40,000
2025	$582.00	$60,000 Land $20,000 Building $40,000	$60,000 Land $20,000 Building $40,000
2023	$601.00	$60,000 Land $20,000 Building $40,000	$60,000 Land $20,000 Building $40,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 134 Florence Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 20, 2010

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 Florence Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERN FLEMING WATER DISTRICT serves 4,262 people · EPA ID KY0910675
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL	100 / 20

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