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134 Elm St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 134 Elm St, Schenectady, NY 12304

Property Summary

Property TypeSingle Family Home
Details6 bd · 2 ba · 1,820 sqft · built 1878
Lot Size0.108 acres (4,719 sqft)
OwnerIndividual Name on File
Last Sale$220,000 (Jul 2024)
Tax Bill$5,422 (2026)
Deeds & MortgagesJun 2022 Sale
Jun 2017 Transfer
Flood ZoneZone X (minimal risk)
APN421500 49.52-3-9

Property Details

APN / Parcel Number

Primary APN421500 49.52-3-9
Alternative APN
  • 150004905200030090000000

Interior

Bedrooms6 Beds
Full Baths2 Baths
Total Rooms12 Rooms
Stories2 Stories
Building Area1,820 sqft Living Area
1st Floor Area910 sqft
2nd Floor Area910 sqft

Exterior

Year BuiltBuilt 1878
Effective Year BuiltEffective 1878
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area4,719 sqft (0.108 acres)
Lot Dimensions143 ft deep x 33 ft wide
Garage TypeDetached
Garage Area540 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area332 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address134 ELM ST
CitySCHENECTADY
StateNY
Zip12304-1204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description2 WOOD AND GARAGE
Legal Block3
Legal Lot Number9.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group5
Census Block5007
Census Tract20700

Owner

134 Elm St is owned by an individual who bought it in July 2024.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1137 FTELEY AVE, 2, BRONX, NY 10472-4421
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 21, 2022Warranty Deed, Transfer
STEWART TITLE, STEWART TITLE INS CO UPSTATE
Jun 7, 2017Quit Claim Deed, Transfer
MERGE ESCROW LLC, ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2024 · Amount on File
Deed SaleJul 29, 2024 · Amount on File
Prior SaleJun 21, 2022 · Amount on File
Deed Document Number202444463
Deed Book / Page2134 / 584
Prior Transfer DateJun 30, 2017
Prior Transfer Doc0000032977
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 21, 2022
Property Address134 ELM ST, SCHENECTADY, NY 12304-1204
Document Number0000032652
Book / Page2086 / 945
Map ReferenceCAB B MAP 179
Instrument DateJun 8, 2022
Instrument202232652
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanySTEWART TITLE, STEWART TITLE INS CO UPSTATE

Transaction

AmountAmount on Record
Tax$480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address136 ELM ST, SCHENECTADY, NY 12304-1204

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 ELM ST, SCHENECTADY, NY 12304-1204

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateJun 7, 2017
Property Address134 ELM ST, SCHENECTADY, NY 12304-1204
Document Number0000025179
Book / Page001964 / 000335
Instrument DateJun 2, 2017
Instrument25179
Transaction TypeTransfer
Record UpdatedJan 13, 2020
Title CompanyMERGE ESCROW LLC, ATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address136 ELM ST SCHENECTADY NY 123041204, SCHENECTADY, NY 12304-1204

Tax Assessment & Valuation

The 2026 property tax bill for 134 Elm St was $5,422, up 2.1% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,422.00 (+2.11%)
2025$5,310.00$94,900 Land $14,200 Building $80,700$157,145 Land $23,514 Building $133,631
2023$94,900 (-) Land $14,200 Building $80,700$120,127 (+3.8%) Land $17,975 Building $102,152
2022$94,900 Land $14,200 Building $80,700$115,732 Land $17,317 Building $98,415
2021$3,602.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 134 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 134 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: T-Mobile.

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