134 Echo Ln, Harrah, OK 73045 Property Records

Oklahoma County property record for 134 Echo Ln, Harrah, OK 73045

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,075 sqft · built 1980
Lot Size	0.204 acres (8,886 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Mar 2026)
Tax Bill	$1,844 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Apr 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2139-19-181-9270`

Property Details

APN / Parcel Number

Primary APN	`2139-19-181-9270`
Alternative APNs	`R191819270` `191819270`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	1,075 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2008
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,886 sqft (0.204 acres)
Lot Dimensions	137 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	375 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Deck Area	Deck Area
Patio Area	154 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R191819270
Street Address	134 ECHO LN
City	HARRAH
State	OK
Zip	73045-9660
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ECHO VALLEY SEC 2 010 015
Legal Range	01E
Legal Township	12N
Legal Section	35
Legal Subdivision	ECHO VALLEY SEC 2
Legal Block	10
Legal Lot Number	15
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	2
Census Block	2000
Census Tract	109003

Owner

134 Echo Ln is owned and occupied by an individual who bought it in March 2026.

Source: Oklahoma County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	134 ECHO LN, HARRAH, OK 73045-9660
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Warranty Deed, Transfer · USDA Mortgage STRIDE BANK NA
Apr 16, 2024	Warranty Deed, Transfer · FHA Mortgage SERVION INC
Dec 21, 2017	Grant Deed, Transfer · Conventional Mortgage BANCFIRST
Sep 8, 2017	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/OK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2026 · Amount on File
Deed Sale	Mar 2, 2026 · Amount on File
Prior Sale	Apr 16, 2024 · Amount on File
Deed Document Number	202628317
Deed Book / Page	16393 / 689
Prior Transfer Date	Sep 5, 2017
Prior Transfer Doc	0011249820
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Mar 2, 2026
Property Address	134 ECHO LN, HARRAH, OK 73045-9660
Document Number	0001028317
Book / Page	16393 / 689
Instrument Date	Feb 27, 2026
Instrument	2026030201028317
Transaction Type	Transfer
Record Updated	Mar 17, 2026
Title Company	CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 ECHO LN, HARRAH, OK 73045-9660

Mortgage

Document Number	0001028318
Date	Mar 2, 2026
Instrument	2026030201028318

Lender

Name	STRIDE BANK NA
Type	Bank

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

Mortgage

Document Number	0001028319
Date	Mar 2, 2026
Book Page	16393/710
Instrument	2026030201028319

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Apr 16, 2024
Property Address	134 ECHO LN, HARRAH, OK 73045-9660
Document Number	0001048423
Book / Page	15727 / 1002
Instrument Date	Apr 5, 2024
Instrument	2024041601048423
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	LEGACY TITLE OF CTRL FL, LEGACY TITLE OF OKLAHOMA LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001048424
Date	Apr 16, 2024
Instrument	2024041601048424

Lender

Name	SERVION INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Dec 21, 2017
Property Address	134 ECHO LN, HARRAH, OK 73045-9660
Document Number	0136211310
Book / Page	013621 / 001310
Instrument Date	Dec 15, 2017
Instrument	11782980
Transaction Type	Transfer
Record Updated	Jan 19, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	134 ECHO LN HARRAH OK 730459660, HARRAH, OK 73045-9660

Mortgage

Document Number	136211311
Date	Dec 21, 2017
Book Page	013621/001311
Instrument	11782990

Lender

Name	BANCFIRST
Type	Bank
Address	OKLAHOMA CITY, OK 73102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Sep 8, 2017
Property Address	134 ECHO LN, HARRAH, OK 73045-9660
Document Number	0135351059
Book / Page	013535 / 001059
Instrument Date	Sep 5, 2017
Instrument	11249820
Transaction Type	Transfer
Record Updated	Sep 25, 2017
Title Company	STEWART TITLE, STEWART TITLE/OK INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3960 FRED STEVENS LN CHOCTAW OK 730205922, CHOCTAW, OK 73020-5922

Tax Assessment & Valuation

The 2025 property tax bill for 134 Echo Ln was $1,844 with a homeowner's exemption, up 34.7% from the year before.

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Harrah City
Unified School District	Harrah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,844.00 (+34.7%) Homeowner's exemption	$18,150 Land $1,910 Building $16,240	$165,000 Land $17,365 Building $147,635
2024	$1,369.00 (+16.71%)
2023	$1,173.00 Homeowner's exemption	$12,990 Land $1,572 Building $11,418	$143,500 Land $17,365 Building $126,135

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 134 Echo Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 Echo Ln is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 77% of Oklahoma
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRAH serves 4,190 people · EPA ID OK2005506
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Airosurf Communications, AT&T.

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