134 Deep Forest Ln, Defiance, MO 63341 Property Records

St. Charles County property record for 134 Deep Forest Ln, Defiance, MO 63341

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2 ba · 3,024 sqft · built 1978
Lot Size	16.5 acres (719,176 sqft)
Owner	2 Individual Names on Record
Last Sale	$638,400 (Jan 2026)
Tax Bill	$2,575 (2025)
Deeds & Mortgages	May 2025 Second Mortgage Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`618630B000`

Property Details

APN / Parcel Number

Primary APN	`618630B000`
Alternative APN	`3-0141-0301-00-0001.3100000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,024 sqft Gross Area
1st Floor Area	1,512 sqft
Basement Area	836 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	719,176 sqft (16.5 acres)
Garage Type	Attached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	1,315 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	618630B000
Street Address	134 DEEP FOREST LN
City	DEFIANCE
State	MO
Zip	63341-1936
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	PT SUR 301 & PT NW FRL 1/4 SEC 13
Legal Subdivision	US SURV 301
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1032
Census Tract	312204

Owner

Source: St. Charles County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	134 DEEP FOREST LN, DEFIANCE, MO 63341-1936
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 7, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SCOTT CU
Jan 2, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage SCOTT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2026 · Amount on Record
Deed Sale	Jan 2, 2026 · Amount on Record
Prior Sale	Sep 11, 2024 · Amount on Record
Deed Document Number	202625
Prior Transfer Date	Sep 3, 2024
Prior Transfer Doc	0000037130
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	134 DEEP FOREST LN, DEFIANCE, MO 63341-1936
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 DEEP FOREST LN, DEFIANCE, MO 63341-1936

Mortgage

Document Number	0000018764
Date	May 7, 2025
Instrument	2025R-018764

Lender

Name	SCOTT CU
Type	Credit Union
Address	COLLINSVILLE, IL 62234

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 2, 2045

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jan 2, 2026
Property Address	134 DEEP FOREST LN, DEFIANCE, MO 63341-1936
Document Number	0000000025
Instrument Date	Dec 26, 2025
Instrument	2026R-000025
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	134 DEEP FOREST LN, DEFIANCE, MO 63341-1936

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	134 DEEP FOREST LN, DEFIANCE, MO 63341-1936

Mortgage

Document Number	0000000026
Date	Jan 2, 2026
Instrument	2026R-000026

Lender

Name	SCOTT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jan 1, 2033
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,022 (-)	$229,139 (-) Land $48,128 Building $181,011
2025	$2,575.00	$43,022 (+6.35%)	$229,139 (+6.31%) Land $48,128 Building $181,011
2023		$40,453
2022			$215,535 Land $48,128 Building $167,407

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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