134 Cottage Dr, Luling, LA 70070 Property Records

St. Charles Parish property record for 134 Cottage Dr, Luling, LA 70070

Property Summary

Property Type	Single Family Home
Details	2,726 sqft · built 1998
Lot Size	0.389 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$289,900 (Dec 2017)
Tax Bill	$2,895 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2017 Sale & Mortgage
APN	`2-057 000 00231`

Property Details

APN / Parcel Number

Primary APN	`2-057 000 00231`

Interior

Building Area	2,726 sqft Living Area

Exterior

Year Built	Built 1998
Lot Area	16,988 sqft (0.389 acres)

Location & Zoning

Street Address	134 COTTAGE DR
City	LULING
State	LA
Zip	70070-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 231, DAVIS PLANTATION PARK SUBD., PHASE III
Legal Subdivision	DAVIS PLANTATION, PHASE III
Legal Phase	II
Legal Lot Number	231
Jurisdiction	ST CHARLES LA
Township / Civil Division	2
Census Block Group	4
Census Block	4023
Census Tract	63100

Owner

Source: St. Charles Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	134 COTTAGE DR, LULING, LA 70070-3200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2020	Deed of Trust, Mortgage MORTGAGE SOLUTIONS/CO
Dec 20, 2017	Grant Deed, Transfer ENVOY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2017 · Amount on Record
Deed Sale	Dec 20, 2017 · Amount on Record
Prior Sale	Aug 7, 2014 · Amount on Record
Deed Document Number	429184
Deed Book / Page	856 / 98
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	134 COTTAGE DR, LULING, LA 70070-3200
Document Number	0018700691
Instrument Date	Jun 25, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	SELECT TITLE COMPANY, SELECT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	134 COTTAGE DR LULING LA 700703200, LULING, LA 70070-3200

Mortgage

Document Number	0018700691
Date	Jul 2, 2020
Book Page	001870/000691
Instrument	450127

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2035

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES LA
Recording Date	Dec 20, 2017
Property Address	134 COTTAGE DR, LULING, LA 70070-3200
Document Number	0008560098
Book / Page	000856 / 000098
Instrument Date	Dec 15, 2017
Instrument	429184
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	134 COTTAGE DR LULING LA 700703200, LULING, LA 70070-3200

Mortgage

Document Number	17470133
Date	Dec 20, 2017
Book Page	001747/000133
Instrument	429185

Lender

Name	ENVOY MTG
Type	Mortgage Company
Address	HOUSTON, TX 77056

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2047

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,895.00 (-1.53%) Homeowner's exemption	$36,150 (-) Land $11,190 Building $24,960	$361,500 (-) Land $111,900 Building $249,600
2024	$2,940.00 (+19.66%) Homeowner's exemption	$36,150 (+22.5%) Land $11,190 Building $24,960	$361,500 (+22.5%) Land $111,900 Building $249,600
2023	$2,457.00 (-4.51%) Homeowner's exemption	$29,511 (-) Land $8,120 Building $21,391	$295,110 (-) Land $81,200 Building $213,910
2022	$2,573.00 Homeowner's exemption	$29,511 Land $8,120 Building $21,391	$295,110 Land $81,200 Building $213,910

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 757 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	757 in force
Nearby Flood Claims	115 (1980–2025)
Claims Outside the SFHA	5 of 115
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Ida, Sep 2021 · 12 claims Hurricane Katrina, Aug 2005 · 45 claims Severe Storms And Flooding, May 1995 · 32 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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