134 Cluster Oaks Ct, Foley, AL 36535 Property Records

Baldwin County property record for 134 Cluster Oaks Ct, Foley, AL 36535

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,396 sqft · built 2002
Lot Size	0.13 acres (5,719 sqft)
Owner	Individual Name on File
Last Sale	$265,000 (Jul 2024)
Tax Bill	$703 (2026)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`54-09-30-0-000-020.012`

Property Details

APN / Parcel Number

Primary APN	`54-09-30-0-000-020.012`
Alternative APNs	`251608` `376080` `550170`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,396 sqft Heated Area
1st Floor Area	1,396 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,719 sqft (0.13 acres)
Lot Dimensions	113 ft deep x 50.3 ft wide
Parking Spaces	1 Parking Space
Utility Building	252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	550170
Street Address	134 CLUSTER OAKS CT
City	FOLEY
State	AL
Zip	36535-9403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 CLUSTER OAKS SLIDE 2038-F
Legal Subdivision	CLUSTER OAKS
Legal Lot Number	13
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	2
Census Block	2016
Census Tract	11503

Owner

134 Cluster Oaks Ct is owned and occupied by an individual who bought it in July 2024.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	134 CLETER CREST ST, FOLEY, AL 36535
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 2, 2019	Warranty Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2024 · Amount on File
Deed Sale	Jul 12, 2024 · Amount on File
Prior Sale	Apr 21, 2021 · Amount on File
Deed Document Number	20242135082
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Apr 21, 2021
Property Address	134 CLUSTER OAKS CT, FOLEY, AL 36535-9403
Document Number	0001907503
Map Reference	FILE 2038-F
Instrument Date	Apr 16, 2021
Instrument	1907503
Transaction Type	Transfer
Record Updated	Jun 29, 2023
Title Company	AUSTIN TITLE, ATC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14752 CRAMELLA ST, MAGNOLIA SPRINGS, AL 36555

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 WILLETS AVE, BELMONT, NY 14813-1028

Mortgage

Document Number	0001907504
Date	Apr 21, 2021
Instrument	1907504

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	Oct 2, 2019
Property Address	134 CLUSTER OAKS CT, FOLEY, AL 36535-9403
Document Number	0001787470
Instrument Date	Oct 1, 2019
Instrument	1787470
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	70 DEALS GAP RD ROBBINSVILLE NC 287719452, ROBBINSVILLE, NC 28771-9452

Mortgage

Document Number	1787471
Date	Oct 2, 2019
Instrument	1787471

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	GULF SHORES, AL 36542

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 134 Cluster Oaks Ct was $703 with a homeowner's exemption, down 1.3% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$703.00 (-1.26%) Homeowner's exemption
2025	$712.00	$22,940 Land $2,920 Building $20,020	$229,300 Land $29,100 Building $200,200
2023	$521.00 (+1.56%) Homeowner's exemption	$20,400 (+20.57%)	$203,700 (+20.46%) Land $30,700 Building $173,000
2022	$513.00 (+44.92%) Homeowner's exemption	$16,920	$169,100 Land $31,200 Building $137,900
2021	$354.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 134 Cluster Oaks Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 Cluster Oaks Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 80% of Alabama
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FOLEY, UTILITIES BOARD OF THE serves 50,919 people · EPA ID AL0000036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Point Broadband Fiber	1,000 / 1,000

May also be available: Verizon.

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