134 Cherry Hill Ave, Lake Ozark, MO 65049 Property Records

Miller County property record for 134 Cherry Hill Ave, Lake Ozark, MO 65049

Property Summary

Property Type	Single Family Home
Details	2,284 sqft · built 2009
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$987,525 (Nov 2022)
Tax Bill	$4,678 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2022 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10838`

Property Details

APN / Parcel Number

Primary APN	`10838`
Alternative APN	`125021003007008000`

Interior

Stories	1 Story
Building Area	2,284 sqft Living Area
1st Floor Area	2,284 sqft
Basement Area	2,284 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	26,136 sqft (0.6 acres)

Location & Zoning

Account Number	10838
Street Address	134 CHERRY HILL AVE
City	LAKE OZARK
State	MO
Zip	65049-5746
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 134 R OAKMONT VILLAGE
Legal Range	15W
Legal Township	40N
Legal Section	21
Legal Subdivision	OAKMONT VILLAGE
Legal Lot Number	134
Jurisdiction	MILLER MO
Township / Civil Division	GLAZE
Census Block Group	1
Census Block	1139
Census Tract	962802

Owner

134 Cherry Hill Ave is owned and occupied by two individuals who bought it in November 2022.

Source: Miller County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	134 CHERRY HILL AVE, LAKE OZARK, MO 65049-5746
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF LAKE OF THE OZARKS
Oct 4, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CENTRAL TRUST BANK
Nov 22, 2022	Warranty Deed, Transfer · Conventional Mortgage HAWTHORN BANK
Aug 7, 2020	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BANK OF LAKE OF THE OZARKS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2022 · Amount on File
Deed Sale	Nov 22, 2022 · Amount on File
Prior Sale	Aug 7, 2020 · Amount on File
Deed Document Number	20225714
Deed Book / Page	2022 / 5714
Prior Transfer Date	Oct 23, 2014
Prior Transfer Doc	02014/4839
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	134 CHERRY HILL AVE, LAKE OZARK, MO 65049-5746
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 WINDJAMMER ESTATES DR, LAKE OZARK, MO 65049-5020

Mortgage

Document Number	02021/2063
Date	Apr 21, 2021
Book Page	2021/2063
Instrument	202102063

Lender

Name	CENTRAL BANK OF LAKE OF THE OZARKS
Type	Bank
Address	OSAGE BEACH, MO 65065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	352 Months
Due	Aug 15, 2050

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Aug 15, 2025
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	6%
Index	1-Year CMT
Margin	4
Max Rate	9%

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	134 CHERRY HILL AVE, LAKE OZARK, MO 65049-5746
Transaction Type	Mortgage
Record Updated	Jan 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 CHERRY HILL AVE, LAKE OZARK, MO 65049-5746

Mortgage

Document Number	02022/4954
Date	Oct 4, 2022
Book Page	2022/4954
Instrument	202204954

Lender

Name	CENTRAL TRUST BANK
Type	Bank
Address	OSAGE BEACH, MO 65065

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER MO
Recording Date	Nov 22, 2022
Property Address	134 CHERRY HILL AVE, LAKE OZARK, MO 65049-5746
Document Number	02022/5714
Book / Page	2022 / 5714
Map Reference	DOC 2015-5605
Instrument Date	Nov 21, 2022
Instrument	202205714
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	ARROWHEAD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 CHERRY HILL AVE, LAKE OZARK, MO 65049-5746

Mortgage

Document Number	0202205715
Date	Nov 22, 2022
Instrument	202205715

Lender

Name	HAWTHORN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Dec 1, 2028
Change Frequency	Annually
Min Rate At Change	6.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Margin	3
Max Rate	12.5%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER MO
Recording Date	Aug 7, 2020
Property Address	134 CHERRY HILL AVE, LAKE OZARK, MO 65049-5746
Document Number	02020/3630
Book / Page	2020 / 3630
Map Reference	DOC 2015-5605
Instrument Date	Aug 7, 2020
Instrument	202003630
Transaction Type	Transfer
Record Updated	Jan 2, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 WINDJAMMER ESTATES DR, LAKE OZARK, MO 65049-5020

Mortgage

Document Number	02020/3631
Date	Aug 7, 2020
Book Page	2020/3631
Instrument	202003631

Lender

Name	CENTRAL BANK OF LAKE OF THE OZARKS
Type	Bank
Address	OSAGE BEACH, MO 65065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 134 Cherry Hill Ave was $4,678.

Source: Miller County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Miller County
Municipality	Lake Ozark City
Unified School District	School of The Osage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,010 (-) Land $15,330 Building $74,680	$473,730 (-) Land $80,670 Building $393,060
2025	$4,678.00	$90,010 Land $15,330 Building $74,680	$473,730 Land $80,670 Building $393,060
2023		$78,410 (-) Land $13,930 Building $64,480	$412,670 Land $73,330 Building $339,340
2022		$78,410 Land $13,930 Building $64,480
2021			$412,670 Land $73,330 Building $339,340

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 134 Cherry Hill Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Dec 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 Cherry Hill Ave is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 57% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OZARK PWS serves 2,007 people · EPA ID MO3010441
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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