134 Center St, Black Mountain, NC 28711 Property Records

Buncombe County property record for 134 Center St, Black Mountain, NC 28711

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.25 acres (10,890 sqft)
Owner	Owner Name on Record
Last Sale	$115,000 (May 2014)
Tax Bill	$186 (2025)
Deeds & Mortgages	Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0629-35-8423-00000`

Property Details

APN / Parcel Number

Primary APN	`0629-35-8423-00000`
Alternative APN	`062910357356000`

Exterior

Lot Area	10,890 sqft (0.25 acres)

Location & Zoning

Old Parcel Number	062910357356000
Street Address	134 CENTER ST
City	BLACK MOUNTAIN
State	NC
Zip	28711-5514
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	DEED DATE: 05/15/2014 DEE
Legal Description	DEED DATE: 05/15/2014 DEED: 5208-1086 SUBDIV: RIDGECREST BLOCK: 4 LOT: 2 SECTION: PLAT: 0154-0038
Legal Subdivision	RIDGECREST
Legal Block	4
Legal Lot Number	2
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	3
Census Block	3012
Census Tract	3105

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	PO BOX 204, RIDGECREST, NC 28770-0204

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	May 15, 2014 · Amount on Record
Deed Sale	May 15, 2014 · Amount on Record
Deed Document Number	0052081086
Deed Book / Page	5208 / 1086
Record Updated	Jun 8, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	134 CENTER ST, BLACK MOUNTAIN, NC 28711-5514
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057190522
Date	Nov 13, 2018
Book Page	5719/0522

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	5 Years
Min Rate At Change	3.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$186.00 (+8.14%)	$28,500 (-)
2023	$172.00	$28,500	$28,500 (-) Land $28,500
2021			$28,500 Land $28,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000