Union County and Cranford Township property record for 134 Centennial Ave, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 1,248 sqft · built 1915 |
| Lot Size | 0.105 acres (4,578 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,000 (Mar 2001) |
| Tax Bill | $9,444 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00504-0000-00018 |
| Primary APN | 03-00504-0000-00018 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,248 sqft Living Area |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 4,578 sqft (0.105 acres) |
| Account Number | 5941001 |
|---|---|
| Street Address | 134 CENTENNIAL AVE |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-3160 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 504 |
| Legal Lot Number | 18 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 37200 |
134 Centennial Ave is owned and occupied by two individuals who bought it in March 2001.
Source: Union County and Cranford Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 134 CENTENNIAL AVE, CRANFORD, NJ 07016-3160 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2021 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 21, 2017 | Deed of Trust, Mortgage · FHA Mortgage FINANCIAL FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 1, 2001 · Amount on File |
| Deed Sale | Mar 1, 2001 · Amount on File |
| Deed Document Number | 200191645 |
| Deed Book / Page | 5089 / 299 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 134 CENTENNIAL AVE, CRANFORD, NJ 07016-3160 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0149262310 |
|---|---|
| Date | Mar 31, 2021 |
| Book Page | 14926/2310 |
| Instrument | 8501 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 322 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 134 CENTENNIAL AVE, CRANFORD, NJ 07016-3160 |
| Document Number | 0143710173 |
| Book / Page | 014371 / 000173 |
| Instrument Date | Nov 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 134 CENTENNIAL AVE CRANFORD NJ 070163160, CRANFORD, NJ 07016-3160 |
| Document Number | 0143710173 |
|---|---|
| Date | Nov 29, 2017 |
| Book Page | 014371/000173 |
| Instrument | 649946 |
| Name | FINANCIAL FREEDOM MTG |
|---|---|
| Address | MARLTON, NJ 08053 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 28, 2047 |
The 2025 property tax bill for 134 Centennial Ave was $9,444, up 6.9% from the year before.
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $130,300 (-) Land $59,300 Building $71,000 | $130,300 (-) Land $59,300 Building $71,000 | |
| 2025 | $9,444.00 (+6.92%) | $130,300 Land $59,300 Building $71,000 | $130,300 Land $59,300 Building $71,000 |
| 2024 | $8,833.00 | ||
| 2023 | $130,300 Land $59,300 Building $71,000 | $130,300 Land $59,300 Building $71,000 | |
| 2022 | $8,615.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 134 Centennial Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 15 (1983–2021) |
| Claims Outside the SFHA | 9 of 15 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 134 Centennial Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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