134 Calhoun Ave, Destin, FL 32541 Property Records

Okaloosa County property record for 134 Calhoun Ave, Destin, FL 32541

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,320 sqft · built 2018
Lot Size	0.494 acres (21,498 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,876 (2025)
Deeds & Mortgages	Aug 2018 Loan Modification Aug 2017 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`C56-000-589-4573-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-4573-4`
Alternative APNs	`00-2S-22-0310-000D-072C` `22S2000310000D072C`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,320 sqft Living Area
Gross Area	3,687 sqft
1st Floor Area	2,320 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	21,498 sqft (0.494 acres)
Lot Width	73 ft Width
Garage Type	Attached
Garage Area	574 sqft
Driveway	Driveway
Porch	Florida Room
Porch Area	355 sqft
Patio Area	438 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	134 CALHOUN AVE
City	DESTIN
State	FL
Zip	32541-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CALHOUN S/D DESTIN S 73 FT OF N 273 FT OF LOT 72 DB 84 PG 70 BLK D
Legal Subdivision	CALHOUN S/D
Legal Block	D
Legal Lot Number	72
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2008
Census Tract	23306

Owner

Source: Okaloosa County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	134 CALHOUN AVE, DESTIN, FL 32541-1504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2018	Loan Modification, Mortgage · Conventional Mortgage HANCOCK WHITNEY BK
Aug 1, 2017	Affidavit of Death, Transfer VINTAGE TITLE AND ESCROW INC
Aug 1, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage WHITNEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 27, 2017
Transfer Doc	0033110567
Record Updated	Jun 8, 2026

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	134 CALHOUN AVE, DESTIN, FL 32541-1504
Document Number	0033682703
Instrument Date	Aug 27, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	134 CALHOUN AVE DESTIN FL 325411504, DESTIN, FL 32541-1504

Mortgage

Document Number	0033682703
Date	Sep 24, 2018
Book Page	003368/002703
Instrument	3233836

Lender

Name	HANCOCK WHITNEY BK
Address	NEW ORLEANS, LA 70122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 23, 2033

Interest

Rate Type	Fixed Rate
Rate	3.12%

August 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	OKALOOSA FL
Recording Date	Aug 1, 2017
Property Address	134 CALHOUN AVE, DESTIN, FL 32541-1504
Document Number	0033110567
Book / Page	003311 / 000567
Instrument Date	Jul 27, 2017
Instrument	3150951
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	VINTAGE TITLE AND ESCROW INC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Aug 1, 2017
Property Address	134 CALHOUN AVE, DESTIN, FL 32541-1504
Document Number	0033110569
Book / Page	3311 / 0569
Instrument Date	Jul 27, 2017
Instrument	3150952
Transaction Type	Transfer
Record Updated	Jan 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2213 SIROS CT, 2213, NAVARRE, FL 32566-4182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2213 SIROS CT, NAVARRE, FL 32566-4182

Mortgage

Document Number	0003150953
Date	Aug 1, 2017
Instrument	3150953

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,876.00 (+5.54%)	$450,766 (+5.99%)	$697,445 (+4.11%) Land $265,285 Building $432,160
2023	$4,620.00 (+2.39%) Homeowner's exemption	$425,303 (+3%)	$669,923 (+7.79%) Land $240,777 Building $429,146
2022	$4,512.00 Homeowner's exemption	$412,916	$621,524 Land $218,849 Building $402,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	136 units insured incl. 60 condo units
Nearby Flood Claims	95 (1994–2020)
Claims Outside the SFHA	64 of 95
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Frances, Sep 2004 · 18 claims Hurricane Georges, Sep 1998 · 16 claims Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: LiveOak Fiber, T-Mobile, Verizon.

Nearby Properties on Calhoun Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures