134 Artic Ave, Tavernier, FL 33070 Property Records

Monroe County property record for 134 Artic Ave, Tavernier, FL 33070

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,724 sqft · built 1986
Lot Size	0.461 acres (20,100 sqft)
Owner	Individual Name on File
Last Sale	$890,000 (May 2026)
Tax Bill	$3,362 (2024)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00448880-000000`

Property Details

APN / Parcel Number

Primary APN	`00448880-000000`
Alternative APNs	`23623800448880000000` `1548529`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,724 sqft Living Area
1st Floor Area	1,080 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Concrete Block
Roof Type	Geodesic/Dome
Roof Material	Concrete
Lot Area	20,100 sqft (0.461 acres)
Garage Type	Covered
Garage Area	324 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	1,248 sqft
Deck Area	Deck Area
Patio Area	146 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1548529
Street Address	134 ARTIC AVE
City	TAVERNIER
State	FL
Zip	33070-2954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	BK 5 LTS 35, 36, 37 AND 38 HARRIS OCEAN PK ESTATES KEY LARGO PB4-126 OR329-565/66 OR500-906 OR515-960 OR830-506 OR832-512 OR890-1795 OR1324-1158/59 OR1503-42 OR1503-43AFF OR1503-45DC OR1503-46DC OR1503-47AFF OR1558-1694 OR1826-1078 OR1943-2137 OR1943
Legal Range	38E
Legal Township	62S
Legal Section	23
Legal Subdivision	HARRIS OCEAN PARK ESTATES
Legal Block	5
Legal Lot Number	35-37
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2001
Census Tract	970700

Owner

134 Artic Ave is owned and occupied by an individual who bought it in May 2026.

Source: Monroe County records, as of May 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2742 YARMOUTH DR, WELLINGTON, FL 33414-7649
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on File
Deed Sale	May 7, 2026 · Amount on File
Prior Sale	Oct 28, 2002 · Amount on File
Deed Document Number	20262542788
Deed Book / Page	3380 / 404
Transfer Doc	1824001898
Record Updated	Sep 20, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	May 7, 2026
Property Address	134 ARTIC AVE, TAVERNIER, FL 33070-2954
Document Number	0002542788
Book / Page	3380 / 404
Instrument Date	May 7, 2026
Instrument	2026.2542788
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	CORAL REEF TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$629,230.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2742 YARMOUTH DR, WELLINGTON, FL 33414-7649

Mortgage

Document Number	0002542789,
Date	May 7, 2026
Book Page	3380/406
Instrument	2026.2542789

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$386,288	$724,641 Land $418,080 Building $306,561
2024	$3,362.00 (+5.39%)
2023	$3,190.00 (+2.97%) Homeowner's exemption	$364,468 (+3%)	$690,270 (+17.3%) Land $470,340 Building $219,930
2022	$3,098.00 Homeowner's exemption	$353,853	$588,486 Land $368,433 Building $220,053

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 134 Artic Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 375 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	615 units insured incl. 240 condo units
Nearby Flood Claims	168 (1987–2025)
Most Recent Claim	Aug 2025
Claims by Event	Hurricane Irma, Sep 2017 · 104 claims Hurricane Irene, Oct 1999 · 15 claims Hurricane Georges, Sep 1998 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 Artic Ave is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250