13398 Lapstone Ln, Olive Branch, MS 38654 Property Records

DeSoto County property record for 13398 Lapstone Ln, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,706 sqft · built 2016
Lot Size	0.21 acres (9,165 sqft)
Owner	Individual Name on File
Tax Bill	$1,958 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`2-05-3-08-06-0-00451-00`

Property Details

APN / Parcel Number

Primary APN	`2-05-3-08-06-0-00451-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,706 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	9,165 sqft (0.21 acres)

Location & Zoning

Street Address	13398 LAPSTONE LN
City	OLIVE BRANCH
State	MS
Zip	38654-9246
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	FOREST HILL COMMMUNITY PH 11 P LOT 451
Legal Range	05
Legal Township	02
Legal Section	08
Legal Subdivision	FOREST HILL COMMUNITY PH 11 PART A
Legal Phase	11
Legal Lot Number	451
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	3
Census Block	3005
Census Tract	70830

Owner

13398 Lapstone Ln is owned and occupied by an individual who acquired it in August 2024.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	13398 LAPSTONE LN, OLIVE BRANCH, MS 38654-9246
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2017	Deed of Trust, Mortgage · FHA Mortgage ACOPIA LLC
Jan 24, 2017	Warranty Deed, Subdivision Related Transfer NOT AVAILABLE, MEMPHIS TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 8, 2024
Deed Sale	Aug 8, 2024
Prior Sale	Jan 24, 2017
Deed Document Number	0102414369
Deed Book / Page	1024 / 14369
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	13398 LAPSTONE LN, OLIVE BRANCH, MS 38654-9246
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	MEMPHIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004294/152
Date	Jan 24, 2017
Book Page	4294/152

Lender

Name	ACOPIA LLC
Type	Non-Lending Institution
Address	GOODLETTSVILLE, TN 37072

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2047

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Jan 24, 2017
Property Address	13398 LAPSTONE LN, OLIVE BRANCH, MS 38654-9246
Document Number	000813/456
Book / Page	0813 / 456
Map Reference	PL 117 PG 9
Instrument Date	Jan 20, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, MEMPHIS TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	177 CRESCENT DR, 177, COLLIERVILLE, TN 38017-3373

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13398 LAPSTONE LN, OLIVE BRANCH, MS 38654-9246

Tax Assessment & Valuation

The 2025 property tax bill for 13398 Lapstone Ln was $1,958.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,958.00	$27,376 Land $3,500 Building $23,876	$273,761 Land $35,000 Building $238,761
2023	$1,999.00	$19,998	$199,983 Land $35,000 Building $164,983

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13398 Lapstone Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Jun 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13398 Lapstone Ln is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 81% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Brightspeed Fiber	940 / 940

May also be available: Verizon.

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