Isle Of Wight County property record for 13397 Harbor Dr, Carrollton, VA 23314
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,804 sqft · built 2014 |
| Lot Size | 0.582 acres (25,352 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $335,800 (Sep 2014) |
| Tax Bill | $3,822 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 34M-01-191 |
| Primary APN | 34M-01-191 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,804 sqft Living Area |
| 1st Floor Area | 2,804 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 25,352 sqft (0.582 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 13397 HARBOR DR |
|---|---|
| City | CARROLLTON |
| State | VA |
| Zip | 23314-3384 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDR |
| Legal Description | EAGLE HARBOR TR 2 PH 5B LOT 191 PLAT 2014-22-1 THRU 4 |
| Legal Subdivision | SUB PLAT OF EAGLE HARBOR TR 2 PH 5B |
| Legal Tract | 2 |
| Legal Lot Number | 191 |
| Jurisdiction | ISLE OF WIGHT VA |
| Township / Civil Division | NEWPORT |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 280108 |
Source: Isle Of Wight County records, as of September 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13397 HARBOR DR, CARROLLTON, VA 23314-3384 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 16, 2014 · Amount on Record |
| Deed Sale | Sep 16, 2014 · Amount on Record |
| Prior Sale | Jun 13, 2014 · Amount on Record |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ISLE OF WIGHT VA |
| Recording Date | Jun 18, 2026 |
| Property Address | 13397 HARBOR DR, CARROLLTON, VA 23314-3384 |
| Document Number | 0000002938 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20262938 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 13397 HARBOR DR, CARROLLTON, VA 23314-3384 |
| Document Number | 0000002938, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 20262938 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Isle Of Wight County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Isle Of Wight County |
| Unified School District | Isle of Wight County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,822.00 (+4.51%) | $471,900 (-) Land $70,000 Building $401,900 | $471,900 (-) Land $70,000 Building $401,900 |
| 2025 | $3,657.00 | $471,900 (+1.07%) Land $70,000 Building $401,900 | $471,900 (+1.07%) Land $70,000 Building $401,900 |
| 2023 | $466,900 Land $70,000 Building $396,900 | $466,900 Land $70,000 Building $396,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 58% of Virginia |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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