13395 Chaparral Rd, Whitewater, CA 92282 Property Records

Riverside County property record for 13395 Chaparral Rd, Whitewater, CA 92282

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,920 sqft · built 2005
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Jul 2022)
Tax Bill	$4,641 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jul 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`517-300-015`

Property Details

APN / Parcel Number

Primary APN	`517-300-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	2,448 sqft
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2006
Architectural Style	Mobile Home
Construction Type	Wood
Roof Material	Gravel
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	13395 CHAPARRAL RD
City	WHITEWATER
State	CA
Zip	92282-3137
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RR
Legal Description	LOT 60 MB 035/050 WEST PALM SPRINGS VILLAGE 1
Legal Subdivision	WEST PALM SPRINGS VILLAGE 1
Legal Lot Number	60
Jurisdiction	RIVERSIDE CA
Township / Civil Division	DESERT HOT SPRINGS
Census Block Group	1
Census Block	1085
Census Tract	44521

Owner

13395 Chaparral Rd, a mobile home, is owned and occupied by two individuals who bought it in July 2022.

Source: Riverside County records, as of July 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13395 CHAPARRAL RD, WHITEWATER, CA 92282-3137
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Jul 21, 2022	Grant Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
May 12, 2017	Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2022 · Amount on File
Deed Sale	Jul 21, 2022 · Amount on File
Prior Sale	May 12, 2017 · Amount on File
Deed Document Number	2022324484
Prior Transfer Date	Aug 25, 2004
Prior Transfer Doc	0000745782
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	13395 CHAPARRAL RD, WHITEWATER, CA 92282-3137
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000263644
Date	Jun 19, 2020
Instrument	2020-0263644

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 21, 2022
Property Address	13395 CHAPARRAL RD, WHITEWATER, CA 92282-3137
Document Number	0000324484
Map Reference	MB 35 PG 50-52
Instrument Date	Jun 21, 2022
Instrument	2022-0324484
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13395 CHAPARRAL RD, WHITEWATER, CA 92282-3137

Mortgage

Document Number	0000324485
Date	Jul 21, 2022
Instrument	2022-0324485

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	May 12, 2017
Property Address	13395 CHAPARRAL RD, WHITEWATER, CA 92282-3137
Document Number	0000190580
Map Reference	MB 35 PG 50-52
Instrument Date	Apr 5, 2017
Instrument	2017-0190580
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE INLAND EMPIRE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	13395 CHAPARRAL RD, WHITEWATER, CA 92282-3137

Mortgage

Document Number	0000190581
Date	May 12, 2017
Instrument	2017-0190581

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Mortgage

Document Number	0000190582
Date	May 12, 2017
Instrument	2017-0190582

Lender

Name	NEIGHBORHOOD HOUSING SERVICES OF INLAND
Type	Non-Lending Institution
Address	SAN BERNARDINO, CA 92405

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	36 Months
Due	May 10, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 13395 Chaparral Rd was $4,641.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Banning Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,422 (+2%) Land $132,651 Building $238,771
2025	$4,641.00	$364,140 Land $130,050 Building $234,090
2023	$4,627.00 (+88.93%)	$350,000 Land $125,000 Building $225,000
2022	$2,449.00
2021			$221,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13395 Chaparral Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2002 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13395 Chaparral Rd is high, ranking above 81% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST PALM SPRINGS VILLAGE serves 517 people · EPA ID CA3310078
Water Source	Groundwater
Last State Inspection	Nov 2023
Also Mapped Here	MISSION SPRINGS WD, DESERT WATER AGENCY
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	115 / 7
T-Mobile Fixed Wireless	100 / 20
Southern California Telephone Fixed Wireless	75 / 15
AT&T Fixed Wireless	25 / 3

May also be available: Pacific Lightwave, Verizon.

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