1339 Playa del Rey Dr, Merced, CA 95348 Property Records

Merced County property record for 1339 Playa del Rey Dr, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,637 sqft · built 2023
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jun 2026)
Tax Bill	$5,599 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2021 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206-178-011-000`

Property Details

APN / Parcel Number

Primary APN	`206-178-011-000`
Alternative APN	`206-178-011`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,637 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,500 sqft (0.057 acres)
Parking Spaces	2 Parking Spaces
Patio Area	68 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	206-178-011
Street Address	1339 PLAYA DEL REY DR
City	MERCED
State	CA
Zip	95348-8400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	COTTAGES AT EL RODONDO UNIT NO 1 LOT 53
Legal Subdivision	COTTAGES AT EL RODONDO
Legal Lot Number	53
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1031
Census Tract	1008

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1339 PLAYA DEL REY DR, MERCED, CA 95348-8400
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Grant Deed, Transfer · FHA Mortgage SYNERGY ONE LENDING
Feb 18, 2021	Deed of Trust, Mortgage · Construction Mortgage THE STEVE & NANCY WIDHALM REVOCABLE LIVI
Feb 23, 2023	Grant Deed, Transfer NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC
Jan 18, 2022	Grant Deed, Transfer · Construction Mortgage THE STEVE & NANCY WIDHALM REVOCABLE LIVI
Jan 13, 2021	Grant Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Feb 23, 2023 · Amount on Record
Deed Document Number	202617378
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jun 29, 2026
Property Address	1339 PLAYA DEL REY DR, MERCED, CA 95348-8400
Document Number	0000017378
Instrument Date	Jun 26, 2026
Instrument	202617378
Transaction Type	Transfer
Record Updated	Aug 3, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$44,440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1339 PLAYA DEL REY DR, MERCED, CA 95348-8400

Mortgage

Document Number	0000017379,
Date	Jun 29, 2026
Instrument	202617379

Lender

Name	SYNERGY ONE LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	1339 PLAYA DEL REY DR, MERCED, CA 95348-8400
Transaction Type	Mortgage
Record Updated	Jul 25, 2023
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 277, CHOWCHILLA, CA 93610-0277
Investor	Possibly a Property Investor

Mortgage

Document Number	0000007668
Date	Feb 18, 2021
Instrument	2021007668

Lender

Name	THE STEVE & NANCY WIDHALM REVOCABLE LIVI
Type	Non-Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Feb 23, 2023
Property Address	1339 PLAYA DEL REY DR, MERCED, CA 95348-8400
Document Number	0000004124
Map Reference	MB 66 PG 5-9
Instrument Date	Feb 7, 2023
Instrument	2023004124
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	NOT AVAILABLE, DOMA TITLE OF CALIFORNIA INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5201 GREAT AMERICA PKWY STE 350, 350, SANTA CLARA, CA 95054-1127

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 18, 2022
Property Address	1339 PLAYA DEL REY DR, MERCED, CA 95348-8400
Document Number	0000003123
Map Reference	MB 66 PG 5-9
Instrument Date	Jan 11, 2022
Instrument	2022003123
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3160 LORRIE CT, MERCED, CA 95348
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003124
Date	Jan 18, 2022
Instrument	2022003124

Lender

Name	THE STEVE & NANCY WIDHALM REVOCABLE LIVI
Type	Private Party

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 13, 2021
Property Address	1339 PLAYA DEL REY DR, MERCED, CA 95348-8400
Document Number	0000001624
Instrument Date	Dec 2, 2020
Instrument	1624
Transaction Type	Transfer
Record Updated	Feb 9, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Tax	$391.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5001 E ROBERTSON BLVD CHOWCHILLA CA 936109313, CHOWCHILLA, CA 93610-9313
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$410,685 (+2%) Land $111,426 Building $299,259
2025	$5,599.00 (+52.4%)	$402,634 (+66.58%) Land $109,242 Building $293,392
2023	$3,674.00 (+166.42%)	$241,700 Land $86,700 Building $155,000
2022	$1,379.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Ayera Technologies.

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