1339 Falls Br, Grayson, KY 41143 Property Records

Carter County property record for 1339 Falls Br, Grayson, KY 41143

Property Summary

Property Type	Single Family Home
Details	3,024 sqft · built 2015
Lot Size	1.32 acres (57,543 sqft)
Owner	Individual Name on Record
Tax Bill	$2,132 (2025)
Deeds & Mortgages	May 2016 Mortgage Mar 2016 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`092-00-00-025.01`

Property Details

APN / Parcel Number

Primary APN	`092-00-00-025.01`
Alternative APN	`25978`

Interior

Stories	1 Story
Building Area	3,024 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Lot Area	57,543 sqft (1.32 acres)
View / Lot	Waterfront - Canal

Location & Zoning

Account Number	25978
Street Address	1339 FALLS BR
City	GRAYSON
State	KY
Zip	41143-7549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE & 1.321 ACRES
Jurisdiction	CARTER KY
Township / Civil Division	GRAYSON
Census Block Group	2
Census Block	2001
Census Tract	960500

Owner

Source: Carter County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1339 FALLS BR, GRAYSON, KY 41143-7549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2016	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC
Mar 31, 2016	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY TRUST BANK INC
Jan 19, 2017	Deed of Trust, Mortgage · ARM COMMUNITY TRUST BANK INC
Jun 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage ASHLAND CU
Jul 12, 2017	Deed of Trust, Mortgage MEMBERS CHOICE CU
Jun 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage ASHLAND CU
Jan 19, 2017	Deed of Trust, Mortgage · ARM COMMUNITY TRUST BANK INC
Jan 19, 2017	Deed of Trust, Mortgage · ARM COMMUNITY TRUST BANK INC
Jul 12, 2017	Deed of Trust, Mortgage MEMBERS CHOICE CU
Dec 17, 2012	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

May 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	1339 FALLS BR, GRAYSON, KY 41143-7549
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR357/556
Date	May 31, 2016
Book Page	OR357/556
Instrument	376109

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Nov 12, 2016

March 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	1339 FALLS BR, GRAYSON, KY 41143-7549
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR354/810
Date	Mar 31, 2016
Book Page	OR354/810
Instrument	374050

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	1339 FALLS BR, GRAYSON, KY 41143-7549
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR369/714
Date	Jan 19, 2017
Book Page	OR369/714
Instrument	378974

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	9.37%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	1339 FALLS BR, GRAYSON, KY 41143-7549
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1339 FALLS BR, GRAYSON, KY 41143-7549

Mortgage

Document Number	0OR456/745
Date	Jun 21, 2021
Book Page	OR456/745
Instrument	507507

Lender

Name	ASHLAND CU
Type	Credit Union
Address	ASHLAND, KY 41101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 3, 2046

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	1339 FALLS BR, GRAYSON, KY 41143-7549
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0OR377/633
Date	Jul 12, 2017
Book Page	OR377/633
Instrument	380895

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union
Address	ASHLAND, KY 41105

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 21, 2037

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	1339 FALLS BR, GRAYSON, KY 41143-7549
Transaction Type	Mortgage
Record Updated	Jul 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1339 FALLS BR, GRAYSON, KY 41143-7549

Mortgage

Document Number	OR456/745
Date	Jun 21, 2021
Book Page	OR456/745
Instrument	507507

Lender

Name	ASHLAND CU
Type	Credit Union
Address	ASHLAND, KY 41101

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jun 3, 2046

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	1339 FALLS BR, GRAYSON, KY 41143-7549
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR369/714
Date	Jan 19, 2017
Book Page	OR369/714
Instrument	378974

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	9.37%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	1339 FALLS BR, GRAYSON, KY 41143-7549
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	OR369/714
Date	Jan 19, 2017
Book Page	OR369/714
Instrument	378974

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	PIKEVILLE, KY 41502

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	5.37%
Index	1-Year CMT
Max Rate	9.37%

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER KY
Property Address	1339 FALLS BR, GRAYSON, KY 41143-7549
Transaction Type	Mortgage
Record Updated	Sep 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 380895
Date	Jul 12, 2017
Book Page	OR377/633
Instrument	380895

Lender

Name	MEMBERS CHOICE CU
Type	Credit Union
Address	Ashland, KY 41105

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 21, 2037

December 2012: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARTER KY
Recording Date	Dec 17, 2012
Property Address	1339 FALLS BR, GRAYSON, KY 41143-7549
Document Number	0OR297/415
Book / Page	OR297 / 415
Instrument Date	Sep 28, 2004
Instrument	341425
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$1.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Carter County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Carter County
Unified School District	Carter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,132.00 (-1.07%)	$250,000 (-)	$250,000 (-)
2023	$2,155.00	$250,000	$250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (2002–2012)
Claims Outside the SFHA	6 of 9
Most Recent Claim	Jul 2012 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Mudslides, And Tornadoes, May 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAYSON UTILITY COMMISSION serves 10,950 people · EPA ID KY0220164
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Falls Br

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