1339 Clay Spring Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 1339 Clay Spring Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,818 sqft · built 1998
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on Record
Tax Bill	$5,562 (2024)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-33-006-004.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-33-006-004.000-018`
Alternative APN	`1709330006004000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,818 sqft Living Area
1st Floor Area	1,590 sqft
2nd Floor Area	1,489 sqft
Basement Area	820 sqft
Finished Basement	543 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	151 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1709330006004000
Street Address	1339 CLAY SPRING DR
City	CARMEL
State	IN
Zip	46032-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .43, SECTION 33, TOWNSHIP 18, RANGE 3, CLAY SPRINGS, SECTION 2, LOT 17
Legal Range	03
Legal Township	18
Legal Section	33
Legal Subdivision	CLAY SPRINGS
Legal Block	2
Legal Lot Number	17
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3030
Census Tract	111009

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1339 CLAY SPRING DR, CARMEL, IN 46032-9753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2013
Deed Sale	Jun 6, 2013
Prior Sale	Nov 2, 2007
Deed Document Number	2013034478
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1339 CLAY SPRING DR, CARMEL, IN 46032-9753
Document Number	0000028889
Instrument Date	May 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1339 CLAY SPRING DR CARMEL IN 460329753, CARMEL, IN 46032-9753

Mortgage

Document Number	0000028889
Date	May 18, 2020
Instrument	28889

Lender

Name	FOUNTAIN TRUST CO
Type	Funding / Finance Company
Address	COVINGTON, IN 47932

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$577,900 (+17.1%) Land $185,400 Building $392,500	$577,900 (+17.1%) Land $185,400 Building $392,500
2024	$5,562.00 (+0.54%)	$493,500 (-2.35%) Land $185,400 Building $308,100	$493,500 (-2.35%) Land $185,400 Building $308,100
2023	$5,532.00 (+0.75%) Homeowner's exemption	$505,400 (+5.05%) Land $185,400 Building $320,000	$505,400 (+5.05%) Land $185,400 Building $320,000
2022	$5,491.00 Homeowner's exemption	$481,100 Land $86,200 Building $394,900	$481,100 Land $86,200 Building $394,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 73% of Indiana
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Xfinity.

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