13389 Winfield Rd, Winfield, WV 25213 Property Records

Putnam County property record for 13389 Winfield Rd, Winfield, WV 25213

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 2 ba · 1,485 sqft · built 1989
Lot Size	0.369 acres (16,117 sqft)
Owner	Company Name on Record
Last Sale	$180,000 (May 2020)
Tax Bill	$1,211 (2023)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2023 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`10-184A-0002.0000`

Property Details

APN / Parcel Number

Primary APN	`10-184A-0002.0000`
Alternative APNs	`40-10-184A-0002.0000` `00013168`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,485 sqft
1st Floor Area	1,485 sqft

Exterior

Year Built	Built 1989
Architectural Style	Other
Exterior Material	Concrete Block
Lot Area	16,117 sqft (0.369 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00013168
Street Address	13389 WINFIELD RD
City	WINFIELD
State	WV
Zip	25213-7115
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	0.37 AC STREETS AND COMMON AREA
Jurisdiction	PUTNAM WV
Township / Civil Division	2
Census Block Group	3
Census Block	3075
Census Tract	20300

Owner

Source: Putnam County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	79 NAUTICAL DR, WINFIELD, WV 25213-0039
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Aug 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
Apr 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK
Nov 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOAN DEPOT INC
May 22, 2020	Deed, Transfer · Conventional Mortgage WESBANCO BANK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2020 · Amount on Record
Deed Sale	May 22, 2020 · Amount on Record
Deed Document Number	004850460002
Deed Book / Page	585 / 331
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	13389 WINFIELD RD, WINFIELD, WV 25213-7115
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001352/960
Date	Oct 4, 2023
Book Page	1352/960
Instrument	005541160027

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2020
Change Frequency	Annually
Min Rate At Change	4.3%
Max Rate At Change	8.3%
Index	1-Year CMT
Max Rate	10.3%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	13389 WINFIELD RD, WINFIELD, WV 25213-7115
Transaction Type	Mortgage
Record Updated	Sep 13, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001350/476
Date	Aug 25, 2023
Book Page	1350/476
Instrument	005519360023

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	13389 WINFIELD RD, WINFIELD, WV 25213-7115
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001342/751
Date	Apr 24, 2023
Book Page	1342/751
Instrument	005444960018

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	13389 WINFIELD RD, WINFIELD, WV 25213-7115
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001335/660
Date	Nov 10, 2022
Book Page	1335/660
Instrument	005348240020

Lender

Name	LOAN DEPOT INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	May 22, 2020
Property Address	13389 WINFIELD RD, WINFIELD, WV 25213-7115
Document Number	000585/331
Book / Page	585 / 331
Map Reference	DB 480 PG 164
Instrument Date	May 21, 2020
Instrument	004850460002
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$792.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001245/483
Date	May 22, 2020
Book Page	1245/483
Instrument	004850470011

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Additional exemption filed	$1,860 (-96.27%) Land $1,860	$3,100 (-96.27%) Land $3,100
2023	$1,211.00 (+6.32%)	$49,860 (+5.46%) Land $42,480 Building $7,380	$83,100 (+5.46%) Land $70,800 Building $12,300
2022	$1,139.00	$47,280 Land $40,020 Building $7,260	$78,800 Land $66,700 Building $12,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	8 (1996–2018)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Aug 2018 · river or lake flooding
Claims by Event	Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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