Cook County property record for 13389 McCarthy Rd, Lemont, IL 60439
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 5,639 sqft · built 2022 |
| Lot Size | 1.71 acres (74,624 sqft) |
| Owner | Individual Name on File |
| Last Sale | $235,000 (Apr 2020) |
| Tax Bill | $18,096 (2023) |
| Deeds & Mortgages | Jan 2023 Mortgage Jul 2021 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-26-102-003 |
| Primary APN | 22-26-102-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 14 Rooms |
| Stories | 2 Stories |
| Building Area | 5,639 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Raised Ranch |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 74,624 sqft |
| Garage Type | Attached |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 13389 MCCARTHY RD |
|---|---|
| City | LEMONT |
| State | IL |
| Zip | 60439-9385 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SOUTH 348 48 FT W 250 FT SE4 NW4 OF SEC26 T37N R11E 3P |
| Legal Range | 11E |
| Legal Township | 37N |
| Legal Section | 26 |
| Jurisdiction | COOK IL |
| Township / Civil Division | LEMONT |
| Census Block Group | 1 |
| Census Block | 1099 |
| Census Tract | 824004 |
13389 McCarthy Rd is owned and occupied by an individual who bought it in April 2020.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 13389 MCCARTHY RD, LEMONT, IL 60439-9385 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2023 | Deed of Trust, Mortgage · Conventional Mortgage M W R D EMPLOYEES CU |
| Jul 13, 2021 | Deed of Trust, Mortgage · Construction Mortgage GOLD COAST BANK CHICAGO IL |
| Apr 30, 2020 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2020 · Amount on File |
| Deed Sale | Apr 30, 2020 · Amount on File |
| Prior Sale | Jan 28, 2015 · Amount on File |
| Deed Document Number | 202039185 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 13389 MCCARTHY RD, LEMONT, IL 60439-9385 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|---|
| Address | 420 E WATERSIDE DR, CHICAGO, IL 60601-8001 |
| Document Number | 0002533238 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 2302533238 |
| Name | M W R D EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | OSWEGO, IL 60543 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 13389 MCCARTHY RD, LEMONT, IL 60439-9385 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0019404111 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2119404111 |
| Name | GOLD COAST BANK CHICAGO IL |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60610 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 16 Months |
| Due | Nov 1, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Apr 30, 2020 |
| Property Address | 13389 MCCARTHY RD, LEMONT, IL 60439-9385 |
| Document Number | 2012139185 |
| Instrument Date | Apr 6, 2020 |
| Instrument | 12139185 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $235.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 420 E WATERSIDE DR #908 CHICAGO IL 606018004, 908, CHICAGO, IL 60601-8004 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Lemont Township |
| Municipality | Lemont Village |
| Elementary School District | Lemont-Bromberek Combined School District 113A (PK - 08) |
| Secondary School District | Lemont Township High School District 210 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,075 Land $33,581 Building $53,494 | $870,750 Land $335,810 Building $534,940 | |
| 2023 | $18,096.00 (+63.85%) | ||
| 2022 | $11,044.00 (+79.55%) | $45,491 (+74.05%) Land $20,521 Building $24,970 | $454,910 (+74.05%) Land $205,210 Building $249,700 |
| 2021 | $6,151.00 | $26,136 Land $26,136 | $261,360 Land $261,360 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 13389 McCarthy Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2011 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13389 McCarthy Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 61% of Illinois |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEMONT serves 18,513 people · EPA ID IL0311620 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 25 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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