13388 Walnut Trce, Chardon, OH 44024 Property Records

Geauga County property record for 13388 Walnut Trce, Chardon, OH 44024

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,816 sqft · built 1979
Lot Size	3.25 acres (141,570 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (May 2011)
Tax Bill	$8,325 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Oct 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`21-165270`

Property Details

APN / Parcel Number

Primary APN	`21-165270`
Alternative APN	`004342-5`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,816 sqft Living Area
1st Floor Area	3,816 sqft
Basement Area	954 sqft
Unfinished Basement	954 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	141,570 sqft (3.25 acres)
Terrain	Rolling
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	252 sqft
Deck Area	320 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	004342-5
Street Address	13388 WALNUT TRCE
City	CHARDON
State	OH
Zip	44024-9350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S/L 17 WALNUT TRACE SUB
Legal Subdivision	WALNUT TRACE
Jurisdiction	GEAUGA OH
Township / Civil Division	MUNSON
Census Block Group	3
Census Block	3005
Census Tract	310800

Owner

13388 Walnut Trce is owned and occupied by two individuals who bought it in May 2011.

Source: Geauga County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	13388 WALNUT TRCE, CHARDON, OH 44024-9350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2025	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Oct 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Aug 28, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Mar 11, 2021	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Nov 28, 2017	Grant Deed, Transfer · Line of Credit FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 17, 2011 · Amount on File
Deed Sale	May 17, 2011 · Amount on File
Prior Sale	Mar 4, 2008 · Amount on File
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	13388 WALNUT TRCE, CHARDON, OH 44024-9350
Transaction Type	Mortgage
Record Updated	Jan 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13388 WALNUT TRCE, CHARDON, OH 44024-9350

Mortgage

Document Number	0022132402
Date	Dec 22, 2025
Book Page	2213/2402
Instrument	202501042236

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	CHARDON, OH 44024

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	264 Months
Due	Dec 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	13388 WALNUT TRCE, CHARDON, OH 44024-9350
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13388 WALNUT TRCE, CHARDON, OH 44024-9350

Mortgage

Document Number	0021051177
Date	Oct 9, 2020
Book Page	2105/1177
Instrument	202000971064

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	13388 WALNUT TRCE, CHARDON, OH 44024-9350
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020771296
Date	Aug 28, 2019
Book Page	2077/1296
Instrument	201900953401

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	13388 WALNUT TRCE, CHARDON, OH 44024-9350
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13388 WALNUT TRCE, CHARDON, OH 44024-9350

Mortgage

Document Number	0021182651
Date	Mar 11, 2021
Book Page	2118/2651
Instrument	202100979198

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HUDSON, OH 44236

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	263 Months
Due	Feb 24, 2043

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GEAUGA OH
Recording Date	Nov 28, 2017
Property Address	13388 WALNUT TRCE, CHARDON, OH 44024-9350
Document Number	0020432258
Book / Page	002043 / 002258
Instrument Date	Nov 27, 2017
Instrument	929343
Transaction Type	Transfer
Record Updated	Mar 8, 2019
Title Company	OHIO REAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	13388 WALNUT TRCE CHARDON OH 440249350, CHARDON, OH 44024-9350

Mortgage

Document Number	20432260
Date	Nov 28, 2017
Book Page	002043/002260
Instrument	929344

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 13388 Walnut Trce was $8,325 with a homeowner's exemption, down 0.5% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Munson Township
Unified School District	Chardon Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,325.00 (-0.49%)	$171,260 (-) Land $28,980 Building $142,280
2024	$8,366.00 (+5.66%) Homeowner's exemption	$171,260 (-) Land $28,980 Building $142,280
2023	$7,918.00 Homeowner's exemption	$171,260 (+50.56%) Land $28,980 Building $142,280	$489,300 Land $82,800 Building $406,500
2022		$113,750 Land $20,720 Building $93,030
2021	$6,438.00
2020			$325,000 Land $59,200 Building $265,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 13388 Walnut Trce in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13388 Walnut Trce is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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