13386 78th St, Live Oak, FL 32060 Property Records

Suwannee County property record for 13386 78th St, Live Oak, FL 32060

Property Summary

Property Type	Mobile Home
Details	1 ba · 1,560 sqft · built 2013
Lot Size	5.23 acres (228,254 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Apr 2022)
Tax Bill	$1,971 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Aug 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-02S-13E-05175-000300`

Property Details

APN / Parcel Number

Primary APN	`16-02S-13E-05175-000300`
Alternative APN	`05175000300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,380 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2018
Exterior Material	Metal
Roof Material	Metal
Lot Area	228,254 sqft (5.23 acres)
Patio Area	336 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	05175000300
Street Address	13386 78TH ST
City	LIVE OAK
State	FL
Zip	32060-8806
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LEG 5.24 ACRES TRACT 30 MORE DESC AS FOLLOWS: BEGIN AT THE NE COR OF THE S1/2 OF SW1/4 OF NE1/4 OF SW1/4 & RUN S 89 DEG 41'46
Legal Range	13E
Legal Township	02S
Legal Section	16
Legal Subdivision	LIVE OAK RANCHETTES
Legal Tract	30
Jurisdiction	SUWANNEE FL
Township / Civil Division	LIVE OAK
Census Block Group	1
Census Block	1022
Census Tract	970401

Owner

13386 78th St, a mobile home, is owned and occupied by an individual who bought it in April 2022.

Source: Suwannee County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	13386 78TH ST, LIVE OAK, FL 32060-8806
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Aug 27, 2018	Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP
Apr 3, 2018	Warranty Deed, Transfer
Apr 3, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2022 · Amount on File
Deed Sale	Apr 21, 2022 · Amount on File
Prior Sale	Apr 3, 2018
Deed Document Number	2022251627
Deed Book / Page	2351 / 373
Record Updated	Jun 8, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Apr 21, 2022
Property Address	13386 78TH ST, LIVE OAK, FL 32060-8806
Document Number	0000251627
Book / Page	2351 / 373
Instrument Date	Apr 19, 2022
Instrument	2022251627
Transaction Type	Transfer
Record Updated	May 26, 2022
Title Company	NOT AVAILABLE, BRINSON & MCLEOD TTL & CLOSI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13386 78TH ST, 13386, LIVE OAK, FL 32060-8806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13386 78TH ST, LIVE OAK, FL 32060-8806

Mortgage

Document Number	0000000376
Date	Apr 21, 2022
Instrument	2351/376

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2037

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUWANNEE FL
Property Address	13386 78TH ST, LIVE OAK, FL 32060-8806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000206653
Date	Aug 27, 2018
Book Page	2070/0019
Instrument	2018206653

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	277 Months
Due	Sep 1, 2041

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Apr 3, 2018
Property Address	13386 78TH ST, LIVE OAK, FL 32060-8806
Document Number	0000201984
Book / Page	002041 / 000012
Instrument Date	Apr 3, 2018
Instrument	201984
Transaction Type	Transfer
Record Updated	Apr 13, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13386 78TH ST LIVE OAK FL 320608806, LIVE OAK, FL 32060-8806

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUWANNEE FL
Recording Date	Apr 3, 2018
Property Address	13386 78TH ST, LIVE OAK, FL 32060-8806
Document Number	0000201979
Book / Page	002041 / 000007
Instrument Date	Apr 3, 2018
Instrument	201979
Transaction Type	Transfer
Record Updated	Apr 12, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13386 78TH ST LIVE OAK FL 320608806, LIVE OAK, FL 32060-8806

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Suwannee County
Unified School District	Suwannee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$153,635	$228,994 Land $39,431 Building $189,563
2024	$1,971.00 (-35.04%)
2023	$3,034.00 (+239.75%)	$179,593 (+138.47%) Land $26,200 Building $153,393	$179,593 (+91.72%) Land $26,200 Building $153,393
2022	$893.00 Homeowner's exemption	$75,312	$93,675 Land $26,200 Building $67,475

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 13386 78th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13386 78th St is moderate, ranking above 47% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Rapid Fiber Internet Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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