1338 Providence Ave, Springfield, OH 45503 Property Records

Clark County property record for 1338 Providence Ave, Springfield, OH 45503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,274 sqft · built 1965
Lot Size	0.198 acres (8,625 sqft)
Owner	2 Individual Names on File
Last Sale	$104,000 (Feb 2018)
Tax Bill	$4,940 (2025)
Deeds & Mortgages	Aug 2024 Second Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`340-03-00025-204-005`

Property Details

APN / Parcel Number

Primary APN	`340-03-00025-204-005`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,274 sqft Living Area
Gross Area	1,734 sqft
1st Floor Area	699 sqft
Family Room	Family Room

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	460 sqft

Exterior Amenities

Porch	Slab
Porch Area	119 sqft
Deck Area	360 sqft
Patio Area	360 sqft
Balcony Area	46 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1338 PROVIDENCE AVE
City	SPRINGFIELD
State	OH
Zip	45503-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHERN ESTATES SEC 1 16529
Legal Subdivision	NORTHERN ESTATES SEC 1
Legal Block	204
Legal Lot Number	5
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	3
Census Block	3004
Census Tract	2403

Owner

1338 Providence Ave is owned and occupied by two individuals who bought it in February 2018.

Source: Clark County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1338 PROVIDENCE AVE, SPRINGFIELD, OH 45503-1517
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP
Feb 1, 2018	Survivorship Deed, Transfer · FHA Mortgage CONGRESSIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2018 · Amount on File
Deed Sale	Feb 1, 2018 · Amount on File
Prior Sale	Feb 26, 2002 · Amount on File
Deed Document Number	20181517
Deed Book / Page	2138 / 1245
Record Updated	Oct 29, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLARK OH
Property Address	1338 PROVIDENCE AVE, SPRINGFIELD, OH 45503-1517
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1338 PROVIDENCE AVE, SPRINGFIELD, OH 45503-1517

Mortgage

Document Number	0000010035
Date	Aug 15, 2024
Book Page	2241/363
Instrument	202400010035

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	325 Months
Due	Sep 1, 2051

February 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLARK OH
Recording Date	Feb 1, 2018
Property Address	1338 PROVIDENCE AVE, SPRINGFIELD, OH 45503-1517
Document Number	0000001517
Book / Page	2138 / 1245
Map Reference	VOL 11 PG 93
Instrument Date	Jan 31, 2018
Instrument	201800001517
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000001518
Date	Feb 1, 2018
Instrument	201800001518

Lender

Name	CONGRESSIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1338 Providence Ave was $4,940, up 116.4% from the year before.

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,940.00 (+116.38%)	$56,240 Land $9,360 Building $46,880	$160,700 Land $26,750 Building $133,950
2024	$2,283.00
2023		$46,150 Land $8,900 Building $37,250
2022	$2,278.00		$131,850 Land $25,420 Building $106,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1338 Providence Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1338 Providence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Watch TV.

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