1338 Pappas Dr, Elgin, IL 60123 Property Records

Kane County property record for 1338 Pappas Dr, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,452 sqft · built 1976
Lot Size	0.179 acres (7,808 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Jul 2021)
Tax Bill	$7,203 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-03-105-003`

Property Details

APN / Parcel Number

Primary APN	`06-03-105-003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,452 sqft Living Area
Gross Area	2,904 sqft
1st Floor Area	1,452 sqft
Basement Area	1,452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Construction Type	Frame
Lot Area	7,808 sqft (0.179 acres)
Lot Dimensions	122 ft deep x 64 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1338 PAPPAS DR
City	ELGIN
State	IL
Zip	60123-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTURY OAKS WEST UNIT 3 LOT 172
Legal Subdivision	CENTURY OAKS WEST
Legal Block	1
Legal Lot Number	172
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1018
Census Tract	851910

Owner

Source: Kane County records · APN 06-03-105-003

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1338 PAPPAS DR, ELGIN, IL 60123-1227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2021 · Amount on Record
Deed Sale	Jul 19, 2021 · Amount on Record
Prior Sale	May 10, 2016 · Amount on Record
Deed Document Number	202155283
Prior Transfer Date	Apr 25, 2012
Prior Transfer Doc	0000028719
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jul 19, 2021
Property Address	1338 PAPPAS DR, ELGIN, IL 60123-1227
Document Number	0000055283
Instrument Date	Jul 18, 2021
Instrument	2021K055283
Transaction Type	Transfer
Record Updated	Jul 29, 2021
Title Company	AMERICAN NATIONAL TITLE SERVICES INC, AMERICAN NATL TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1338 PAPPAS DR, ELGIN, IL 60123-1227

Mortgage

Document Number	0000055284
Date	Jul 19, 2021
Instrument	2021K055284

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2051

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,203.00 (+15.84%) Homeowner's exemption
2024		$94,340 (+21.39%) Land $24,998 Building $69,342	$283,133 (+21.44%) Land $75,024 Building $208,109
2022	$6,218.00 (+4.57%) Homeowner's exemption	$77,714 (+6.96%) Land $20,593 Building $57,121	$233,142 (+6.96%) Land $61,779 Building $171,363
2021	$5,946.00 Homeowner's exemption	$72,657 Land $19,253 Building $53,404	$217,971 Land $57,759 Building $160,212

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.