Berks County property record for 1338 Locust St, Reading, PA 19604
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 1,418 sqft · built 1895 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Oct 2021) |
| Tax Bill | $1,304 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5317-30-17-3614 |
| Primary APN | 5317-30-17-3614 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 1,418 sqft Living Area |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,307 sqft (0.03 acres) |
| View / Lot | Neighborhood |
| Porch | Open Frame Porch |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 17469150 |
|---|---|
| Street Address | 1338 LOCUST ST |
| City | READING |
| State | PA |
| Zip | 19604-1917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 17 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 700 |
1338 Locust St is owned and occupied by an individual who bought it in October 2021.
Source: Berks County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1338 LOCUST ST, READING, PA 19604-1917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on File |
| Deed Sale | Oct 14, 2021 · Amount on File |
| Prior Sale | Apr 5, 2010 · Amount on File |
| Deed Document Number | 202151172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Oct 14, 2021 |
| Property Address | 1338 LOCUST ST, READING, PA 19604-1917 |
| Document Number | 0000051172 |
| Instrument Date | Oct 4, 2021 |
| Instrument | 2021051172 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Title Company | KEYSTONE TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,050.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1338 LOCUST ST, READING, PA 19604-1917 |
| Document Number | 0000051173 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021051173 |
| Name | CUSTOMERS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Number | 0000051175 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021051175 |
| Name | PENNSYLVANIA HOUSING FINANCE AGENCY |
|---|---|
| Type | Government Agency |
| Address | HARRISBURG, PA 17105 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 1338 Locust St was $1,304.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,304.00 | $46,200 Land $15,000 Building $31,200 | $15,000 Land $15,000 |
| 2024 | $1,223.00 | $46,200 Land $15,000 Building $31,200 | |
| 1994 | $46,200 Land $15,000 Building $31,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1338 Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1338 Locust St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 10,000 / 10,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile, Verizon.
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