Chesapeake City property record for 1338 Gust Ln, Chesapeake, VA 23323
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,772 sqft · built 2005 |
| Lot Size | 0.087 acres (3,790 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,900 (May 2005) |
| Tax Bill | $3,230 (2025) |
| Deeds & Mortgages | Aug 2023 Refinance Aug 2007 Mortgage + 1 more |
| APN | 0251001001080 |
| Primary APN | 0251001001080 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,772 sqft Living Area |
| 1st Floor Area | 683 sqft |
| Upper Floors Area | 879 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,790 sqft (0.087 acres) |
| Porch | Slab |
| Porch Area | 21 sqft |
| Patio Area | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1338 GUST LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23323-2930 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R8S: RESID |
| Legal Description | 1 PIECE BETWEEN BLVD & VA R R |
| Legal Subdivision | BREEZE, GUST, SOLOMAN |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21407 |
1338 Gust Ln is owned and occupied by two individuals who bought it in May 2005.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1338 GUST LN, CHESAPEAKE, VA 23323-2930 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| Aug 15, 2007 | Deed of Trust, Mortgage · ARM SAXON MORTGAGE INC |
| Mar 2, 2005 | Warranty Deed, Construction Loan · Construction Mortgage TOWNE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 5, 2005 · Amount on File |
| Deed Sale | May 5, 2005 · Amount on File |
| Prior Sale | Mar 2, 2005 · Amount on File |
| Deed Book / Page | 5984 / 658 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1338 GUST LN, CHESAPEAKE, VA 23323-2930 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010687/654 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 10687/654 |
| Instrument | 230017386 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1338 GUST LN, CHESAPEAKE, VA 23323-2930 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007181/338 |
|---|---|
| Date | Aug 15, 2007 |
| Book Page | 7181/338 |
| Name | SAXON MORTGAGE INC |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jul 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 1, 2010 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Mar 2, 2005 |
| Property Address | 1338 GUST LN, CHESAPEAKE, VA 23323-2930 |
| Document Number | 005864/266 |
| Book / Page | 5864 / 266 |
| Instrument Date | Dec 16, 2004 |
| Transaction Type | Construction Loan |
| Record Updated | May 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0005864268 |
|---|---|
| Date | Mar 2, 2005 |
| Instrument | 5864/268 |
| Name | TOWNE BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1338 Gust Ln was $3,230.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $330,400 (+3.31%) Land $135,000 Building $195,400 | $330,400 (+3.31%) Land $135,000 Building $195,400 | |
| 2025 | $3,230.00 | $319,800 Land $120,000 Building $199,800 | $319,800 Land $120,000 Building $199,800 |
| 2023 | $287,900 (+11.85%) Land $100,000 Building $187,900 | $287,900 (+11.85%) Land $100,000 Building $187,900 | |
| 2022 | $257,400 Land $85,000 Building $172,400 | $257,400 Land $85,000 Building $172,400 | |
| 2019 | $2,182.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 1338 Gust Ln; there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1338 Gust Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PORTSMOUTH serves 97,915 people · EPA ID VA3740600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Also Mapped Here | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS |
| Lead | Under 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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